5438 Meadow Hill Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 5438 Meadow Hill Loop, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,599 sqft · built 2010
Lot Size	0.392 acres (17,102 sqft)
Owner	2 Owner Names on Record
Last Sale	$448,900 (Jul 2010)
Tax Bill	$5,665 (2024)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-18-24-0523-000-03200`

Property Details

APN / Parcel Number

Primary APN	`13-18-24-0523-000-03200`
Alternative APN	`3873674`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,599 sqft Living Area
1st Floor Area	2,599 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	17,102 sqft (0.392 acres)
Garage Type	Finished
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	703 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3873674
Street Address	5438 MEADOW HILL LOOP
City	LADY LAKE
State	FL
Zip	32159-5966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR HILLS PHASE 6A PB 63 PG 67-68 LOT 32 ORB 3930 PG 1767
Legal Range	24E
Legal Township	18S
Legal Section	13
Legal Subdivision	HARBOR HILLS
Legal Phase	6A
Legal Tract	523
Legal Lot Number	32
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	2
Census Block	2007
Census Tract	30410

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5438 MEADOW HILL LOOP, LADY LAKE, FL 32159-5966
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2010 · Amount on Record
Deed Sale	Jul 26, 2010 · Amount on Record
Deed Document Number	2010074473
Deed Book / Page	3930 / 1767
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	5438 MEADOW HILL LOOP, LADY LAKE, FL 32159-5966
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055401632
Date	Sep 10, 2020
Book Page	5540/1632
Instrument	2020099984

Lender

Name	TROPICAL FINANCIAL CU
Type	Credit Union
Address	HOLLYWOOD, FL 33025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$404,170 (+5.99%) Land $123,750 Building $280,420	$560,739 (+1.61%) Land $123,750 Building $436,989
2024	$5,665.00 (+7.39%)
2023	$5,275.00 (+4.95%) Homeowner's exemption	$381,340 (+3%)	$551,841 (+13.15%) Land $123,750 Building $428,091
2022	$5,026.00 Homeowner's exemption	$370,240	$487,701 Land $105,600 Building $382,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR HILLS - 2 WTPS public/private · serves 1,219 people · EPA ID FL3354781
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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