Sanilac County property record for 5438 Lakeshore Rd, Deckerville, MI 48427
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $397,500 (Apr 2022) |
| Tax Bill | $889 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-009-100-100-00 |
| Primary APN | 111-009-100-100-00 |
|---|
| Lot Area | 36,155 sqft (0.83 acres) |
|---|---|
| Lot Dimensions | 300 ft deep x 78.6 ft wide |
| Street Address | 5438 LAKESHORE RD |
|---|---|
| City | DECKERVILLE |
| State | MI |
| Zip | 48427-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T13N R16E SEC 9 COM AT CEN LINE OF US-25296 FT 4 IN N OF S LINE OF NW 1/4 OF NW 1/4, SEC 9, E TO LAKE HURON, SLY ALONG SHORE |
| Jurisdiction | SANILAC MI |
| Township / Civil Division | FORESTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970100 |
Source: Sanilac County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5438 LAKESHORE RD, DECKERVILLE, MI 48427-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Nov 19, 2001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANILAC MI |
| Property Address | 5438 LAKESHORE RD, DECKERVILLE, MI 48427-9629 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5438 LAKESHORE RD, DECKERVILLE, MI 48427-9629 |
| Document Number | 001625/118 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | 1625/118 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sanilac County assessment roll, as of July 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Sanilac County |
| County Subdivision | Forester Township |
| Unified School District | Deckerville Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,800 (+41.61%) | $271,600 (+41.61%) | |
| 2025 | $889.00 (-54.13%) Homeowner's exemption | ||
| 2023 | $95,900 | $191,800 | |
| 2022 | $1,938.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1988) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1988 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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