Cabarrus County property record for 5438 Hammermill Dr, Harrisburg, NC 28075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,200 sqft · built 2005 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,500 (Feb 2008) |
| Tax Bill | $2,640 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02040F0147.000000 |
| Primary APN | 02040F0147.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,200 sqft Living Area |
| Gross Area | 3,957 sqft |
| 1st Floor Area | 1,405 sqft |
| Upper Floors Area | 1,834 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 380 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 56 sqft |
| Patio Area | 349 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 55830 |
|---|---|
| Street Address | 5438 HAMMERMILL DR |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-3930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LT 147 PROVIDENCE MANOR |
| Legal Subdivision | PROVIDENCE MANOR |
| Legal Lot Number | 147 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 42604 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5438 HAMMERMILL DR, HARRISBURG, NC 28075-3930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2008 · Amount on Record |
| Deed Sale | Feb 15, 2008 · Amount on Record |
| Prior Sale | Dec 15, 2006 · Amount on Record |
| Deed Book / Page | 8062 / 108 |
| Prior Transfer Date | Mar 14, 2006 |
| Prior Transfer Doc | 6634218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5438 HAMMERMILL DR, HARRISBURG, NC 28075-3930 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 14944250 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 14944/250 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5438 HAMMERMILL DR, HARRISBURG, NC 28075-3930 |
| Document Number | 1310119 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5438 HAMMERMILL DR HARRISBURG NC 280753930, HARRISBURG, NC 28075-3930 |
| Document Number | 1310119 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 013101/000019 |
| Instrument | 17934 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 23, 2038 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,040 (+78.57%) Land $90,000 Building $312,040 | ||
| 2024 | $402,040 (+78.57%) Land $90,000 Building $312,040 | ||
| 2023 | $2,640.00 | $225,140 Land $38,000 Building $187,140 | $225,140 Land $38,000 Building $187,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 76 (1982–2026) |
| Claims Outside the SFHA | 13 of 76 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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