5438 Fallriver Row Ct, Columbia, MD 21044 Property Records

Howard County property record for 5438 Fallriver Row Ct, Columbia, MD 21044

Property Summary

Property Type	Townhouse
Details	2 ba · 1,104 sqft · built 1969
Lot Size	0.065 acres (2,831 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (May 1996)
Tax Bill	$4,374 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-028912`

Property Details

APN / Parcel Number

Primary APN	`15-028912`
Alternative APN	`028912`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,104 sqft Total Area
Basement Area	275 sqft
Finished Basement	275 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,831 sqft (0.065 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028912
Street Address	5438 FALLRIVER ROW CT
City	COLUMBIA
State	MD
Zip	21044-1909
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT 28C S 3 AR 2 5438 FALLRIVER ROW CT VIL HARPERS CH
Legal Subdivision	VILLAGE HARPER CHOICE
Legal Lot Number	3,28C
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2001
Census Tract	605503

Owner

Source: Howard County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5438 FALLRIVER ROW CT, COLUMBIA, MD 21044-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 1996 · Amount on Record
Deed Sale	May 30, 1996 · Amount on Record
Prior Sale	Oct 4, 1993 · Amount on Record
Deed Document Number	19962810
Deed Book / Page	3737 / 276
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5438 FALLRIVER ROW CT, COLUMBIA, MD 21044-1909
Document Number	0192410424
Instrument Date	Mar 7, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 FALLRIVER ROW CT COLUMBIA MD 210441909, COLUMBIA, MD 21044-1909

Mortgage

Document Number	0192410424
Date	Mar 17, 2020
Book Page	019241/000424

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,033 (+8.11%)	$329,000 (-) Land $170,000 Building $159,000
2025	$4,374.00 (+61.82%) Homeowner's exemption	$283,067 (+13.18%)	$329,000 (+26.49%) Land $170,000 Building $159,000
2023		$250,100	$260,100 Land $145,000 Building $115,100
2022	$2,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20