5438 E Main St, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 5438 E Main St, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,396 sqft · built 1988
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$256,600 (Mar 2024)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-18-202-040`

Property Details

APN / Parcel Number

Primary APN	`07-18-202-040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	1,396 sqft
Unfinished Basement	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	175 ft deep x 99 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5438 E MAIN ST
City	KALAMAZOO
State	MI
Zip	49048-9285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	EAST MAIN HOMESITES E 55 FT OF LOT 4 & W 44 FT OF LOT 5
Legal Subdivision	EAST MAIN HOMESITES
Legal Lot Number	4-5
Jurisdiction	KALAMAZOO MI
Township / Civil Division	COMSTOCK
Census Block Group	3
Census Block	3022
Census Tract	2204

Owner

Source: Kalamazoo County assessment roll, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5438 E MAIN ST, KALAMAZOO, MI 49048-9285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 5, 2024	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Sep 22, 2023	Warranty Deed, Transfer EVONS TITLE, DEVON TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Sep 22, 2023 · Amount on Record
Deed Document Number	20245085
Prior Transfer Date	Oct 30, 2015
Prior Transfer Doc	2015037766
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 28, 2026
Property Address	5438 E MAIN ST, KALAMAZOO, MI 49048-9285
Document Number	0000022661
Instrument Date	Jul 23, 2026
Instrument	202622661
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 E MAIN ST, KALAMAZOO, MI 49048-9285

Mortgage

Document Number	0000022661,
Date	Jul 28, 2026
Instrument	202622661

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 5, 2024
Property Address	5438 E MAIN ST, KALAMAZOO, MI 49048-9285
Document Number	2024005085
Map Reference	LB 21 PG 37
Instrument Date	Feb 27, 2024
Instrument	2024-005085
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,927.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2643, KALAMAZOO, MI 49003-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 EAST MAIN STREET 1680 CROOKS ROAD, KALAMAZOO, MI 49048

Mortgage

Document Number	2024005086
Date	Mar 5, 2024
Instrument	2024-005086

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 22, 2023
Property Address	5438 E MAIN ST, KALAMAZOO, MI 49048-9285
Document Number	2023022957
Map Reference	LB 21 PG 37
Instrument Date	Sep 8, 2023
Instrument	2023-022957
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount Recorded
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5438 E MAIN ST, KALAMAZOO, MI 49048-9285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2643, KALAMAZOO, MI 49003-2643

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Comstock Charter Township
Unified School District	Comstock Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,900 (+6.59%)	$245,800 (+6.59%)
2025	$2,802.00 (+10.14%) Homeowner's exemption	$115,300 (+19.48%)	$230,600 (+19.48%)
2023		$96,500	$193,000
2022	$2,544.00 (+2.79%)
2021	$2,475.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings.

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