5437 Winding Oak Dr, Hickory, NC 28602 Property Records

Catawba County property record for 5437 Winding Oak Dr, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,724 sqft · built 2002
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (May 2018)
Tax Bill	$1,151 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2790-19-60-3896`

Property Details

APN / Parcel Number

Primary APN	`2790-19-60-3896`
Alternative APN	`0603752`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,724 sqft Living Area
1st Floor Area	1,412 sqft
Upper Floors Area	706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	198 ft deep x 123 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5437 WINDING OAK DR
City	HICKORY
State	NC
Zip	28602-8159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 46 PL 52-49
Legal Subdivision	MAPLE CREST PH 2
Legal Lot Number	46
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	3
Census Block	3020
Census Tract	11801

Owner

5437 Winding Oak Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5437 WINDING OAK DR, HICKORY, NC 28602-8159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 11, 2018	Warranty Deed, Transfer · Conventional with PMI NAVY FCU
Jun 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage RONALD H LINDLER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Prior Sale	Apr 6, 2010 · Amount on File
Deed Document Number	20187663
Deed Book / Page	3452 / 640
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	5437 WINDING OAK DR, HICKORY, NC 28602-8159
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036491618
Date	Apr 16, 2021
Book Page	3649/1618
Instrument	8906

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 11, 2018
Property Address	5437 WINDING OAK DR, HICKORY, NC 28602-8159
Document Number	0034520640
Book / Page	003452 / 000640
Instrument Date	May 11, 2018
Instrument	7663
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5437 WINDING OAK DR HICKORY NC 286028159, HICKORY, NC 28602-8159

Mortgage

Document Number	34520642
Date	May 11, 2018
Book Page	003452/000642
Instrument	7664

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CATAWBA NC
Recording Date	Jun 15, 2017
Property Address	5437 WINDING OAK DR, HICKORY, NC 28602-8159
Document Number	0034031798
Book / Page	003403 / 001798
Instrument Date	Jun 9, 2017
Instrument	10166
Transaction Type	Construction Loan
Record Updated	Aug 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5437 WINDING OAK DR HICKORY NC 286028159, HICKORY, NC 28602-8159

Mortgage

Document Number	34031798
Date	Jun 15, 2017
Book Page	003403/001798
Instrument	10166

Lender

Name	RONALD H LINDLER
Address	PO BOX 134, LAWNDALE, NC 28090-0134

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 14, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 5437 Winding Oak Dr was $1,151, down 17.7% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,900 (-) Land $20,600 Building $268,300
2025	$1,151.00 (-17.67%)	$288,900 Land $20,600 Building $268,300
2024	$1,398.00 (+2.64%)
2023	$1,362.00	$288,900 Land $20,600 Building $268,300	$288,900 Land $20,600 Building $268,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5437 Winding Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5437 Winding Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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