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5437 Tessin Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5437 Tessin Trl, Saint Cloud, FL 34771 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,990 sqft · built 2021
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$337,000 (Nov 2021)
Tax Bill$4,156 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-25-31-4978-0001-0680

Property Details

APN / Parcel Number

Primary APN21-25-31-4978-0001-0680
Alternative APN
  • 253121497800010680

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,990 sqft Living Area
Gross Area2,732 sqft
1st Floor Area1,990 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area504 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5437 TESSIN TRL
CitySAINT CLOUD
StateFL
Zip34771-9421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 68
Legal Range31E
Legal Township25S
Legal Section21
Legal SubdivisionSIENA RESERVE
Legal Phase2A
Legal Lot Number68
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 21-25-31-4978-0001-0680

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5437 TESSIN TRL, SAINT CLOUD, FL 34771-9421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Deed Document Number2021180460
Deed Book / Page6091 / 406
Record UpdatedSep 20, 2026

November 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 19, 2021
Property Address5437 TESSIN TRL, SAINT CLOUD, FL 34771-9421
Document Number0060910406
Book / Page6091 / 406
Map ReferenceMB 29 PG 42
Instrument DateNov 16, 2021
Instrument2021180460
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,359.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address5437 TESSIN TRL, SAINT CLOUD, FL 34771-9421

Mortgage

Document Number0006091408
DateNov 19, 2021
Instrument6091/408
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,156.00 (+5.08%) Homeowner's exemption Veteran's exemption$294,421 (+5.99%)$344,000 (+4.94%) Land $75,000 Building $269,000
2024$3,955.00 (+2.2%)
2023$3,870.00 (+23.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$277,791 (+3%)$327,800 (+21.54%) Land $70,000 Building $257,800
2022$3,142.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$269,700 Land $60,000 Building $209,700$269,700 Land $60,000 Building $209,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 85% of the US · above 76% of Florida
Wildfire LikelihoodAbout 1 in 139 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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