5437 Side Saddle Trl, Reno, NV 89511 Property Records

Washoe County property record for 5437 Side Saddle Trl, Reno, NV 89511

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,659 sqft · built 2023
Lot Size	0.169 acres (7,378 sqft)
Owner	Individual Name on File
Last Sale	$1,524,995 (Sep 2023)
Tax Bill	$14,388 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`226-152-09`

Property Details

APN / Parcel Number

Primary APN	`226-152-09`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Stories	2 Stories
Building Area	4,659 sqft Living Area
1st Floor Area	2,251 sqft
2nd Floor Area	2,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,378 sqft (0.169 acres)
Garage Type	Built-in
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	287 sqft
Balcony	Balcony
Balcony Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5437 SIDE SADDLE TRL
City	RENO
State	NV
Zip	89511-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RANCHARRAH VILLAGE 6B LOT 110
Legal Subdivision	RANCHARRAH VILLAGE 6B
Legal Lot Number	110
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	3
Census Block	3008
Census Tract	1012

Owner

5437 Side Saddle Trl is owned and occupied by an individual who bought it in September 2023.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5437 SIDE SADDLE TRL, RENO, NV 89511-8567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 22, 2023	Agreement of Sale, Transfer WESTMINSTER TITLE AGENCY INC-L, WESTMINSTER TITLE AGCY INC L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Deed Document Number	5407772
Record Updated	Jun 8, 2026

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 22, 2023
Property Address	5437 SIDE SADDLE TRL, RENO, NV 89511-8567
Document Number	0005407772
Map Reference	FILE 5241273
Instrument Date	Sep 21, 2023
Instrument	5407772
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,252.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 N TOWN CENTER DR STE 250, 250, LAS VEGAS, NV 89144-0500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5437 SIDE SADDLE TRL, RENO, NV 89511-8567

Mortgage

Document Number	0005407773
Date	Sep 22, 2023
Instrument	5407773

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Margin	3
Max Rate	11.1%

September 2023: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	WASHOE NV
Recording Date	Sep 22, 2023
Property Address	5437 SIDE SADDLE TRL, RENO, NV 89511-8567
Document Number	0005407774
Map Reference	FILE 5241273
Instrument Date	Apr 12, 2022
Instrument	5407774
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	WESTMINSTER TITLE AGENCY INC-L, WESTMINSTER TITLE AGCY INC L

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 5437 Side Saddle Trl was $14,388.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,388.00	$392,669 Land $101,010 Building $291,659	$1,121,912 Land $288,600 Building $833,312
2023	$11,812.00	$322,296 Land $100,100 Building $222,196	$920,845 Land $286,000 Building $634,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5437 Side Saddle Trl in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Feb 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5437 Side Saddle Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.5% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Truckee Meadows Internet.

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