5437 S 38th St, Climax, MI 49034 Property Records

Kalamazoo County property record for 5437 S 38th St, Climax, MI 49034

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,682 sqft · built 1998
Lot Size18.1 acres (789,307 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (May 2005)
Tax Bill$6,504 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-05-155-047

Property Details

APN / Parcel Number

Primary APN12-05-155-047

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,682 sqft Living Area
1st Floor Area2,050 sqft
Basement Area2,050 sqft
Unfinished Basement2,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood Siding
Lot Area789,307 sqft (18.1 acres)
Lot Dimensions1,174 ft deep x 440 ft wide
Garage Area918 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5437 S 38TH ST
CityCLIMAX
StateMI
Zip49034-9681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionSEC 5-3-9 N2/3 S1/2 S1/2 W3/4 NWFR1/4 EXC THE NORTH 200 FT OF THE * WEST 435.6 FT; 18 AC M/L 1 SPLIT 98*
Legal Range09
Legal Township03
Legal Section05
JurisdictionKALAMAZOO MI
Township / Civil DivisionCLIMAX
Census Block Group1
Census Block1028
Census Tract3400

Owner

5437 S 38th St is owned and occupied by an individual who acquired it in January 2012.

Source: Kalamazoo County records, as of September 24, 2026

Owner of RecordIndividual Name on File
Mailing Address5437 S 38TH ST, CLIMAX, MI 49034-9681
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2005 · Amount on File
Deed SaleMay 10, 2005 · Amount on File
Deed Document Number200521479
Last Transfer DateJan 5, 2012
Transfer Doc2012014478
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address5437 S 38TH ST, CLIMAX, MI 49034-9681
Transaction TypeMortgage
Record UpdatedJun 3, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020012969
DateApr 24, 2020
Instrument2020-012969
Lender
NameKELLOGG COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49014
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5437 S 38th St was $6,504 with a homeowner's exemption, up 3% from the year before.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
County SubdivisionClimax Township
Unified School DistrictClimax-Scotts Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,300 (-2.43%)$674,600 (-2.43%)
2025$6,504.00 (+2.98%) Homeowner's exemption$345,700$691,400
2024$6,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5437 S 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5437 S 38th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Mercury Fiber
Fixed Wireless
150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S 38th St

Nearby Streets

Search Property Records by Address or Parcel Number