5437 S 2nd St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 5437 S 2nd St, Saint Joseph, MO 64504

Property Summary

Property TypeSingle Family Home
Details1,056 sqft · built 1917
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$119,700 (Jan 2025)
Tax Bill$682 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Sep 2020 Line of Credit
APN06-9.0-32-002-001-034.000

Property Details

APN / Parcel Number

Primary APN06-9.0-32-002-001-034.000

Interior

Building Area1,056 sqft Base Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions131 ft deep x 40 ft wide

Location & Zoning

Street Address5437 S 2ND ST
CitySAINT JOSEPH
StateMO
Zip64504-1604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:KING HILL LOT:1 BLK:8LGL DESC:& 5' VAC ST ADJ
Legal SubdivisionKING HILL
Legal Block8
Legal Lot Number1
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2008
Census Tract2400

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5437 S 2ND ST, SAINT JOSEPH, MO 64504-1604
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Line of Credit
POSTAL & COMMUNITY CU
Sep 29, 2020Warranty Deed, Transfer · Line of Credit
THE NODAWAY VALLEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2025 · Amount on Record
Deed SaleJan 14, 2025 · Amount on Record
Prior SaleSep 29, 2020 · Amount on Record
Deed Document Number2025292
Deed Book / Page3804 / 316
Prior Transfer DateJan 7, 2025
Prior Transfer Doc003804/322
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address5437 S 2ND ST, SAINT JOSEPH, MO 64504-1604
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5437 S 2ND ST, SAINT JOSEPH, MO 64504-1604

Mortgage

Document Number0003767/68
DateSep 10, 2021
Book Page3767/68
Instrument2021009761
Lender
NamePOSTAL & COMMUNITY CU
TypeCredit Union
AddressSAINT JOSEPH, MO 64506
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 9, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateSep 29, 2020
Property Address5437 S 2ND ST, SAINT JOSEPH, MO 64504-1604
Document Number003753/765
Book / Page3753 / 765
Instrument DateSep 28, 2020
Instrument2020008948
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12938 HURLEY DR, SAVANNAH, MO 64485-2524

Mortgage

Document Number2020008949
DateSep 29, 2020
Instrument2020008949
Lender
NameTHE NODAWAY VALLEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$682.00$9,490 (+5.8%) Land $1,980 Building $7,510$49,950 (+5.78%) Land $10,420 Building $39,530
2024$682.00 (+15.4%)
2023$591.00 (-0.67%)$8,970 (-) Land $1,980 Building $6,990$47,220 (-) Land $10,420 Building $36,800
2022$595.00$8,970 Land $1,980 Building $6,990
2021$47,220 Land $10,420 Building $36,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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