5437 Ryan Dr, Oreana, IL 62554 Property Records

Macon County property record for 5437 Ryan Dr, Oreana, IL 62554

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,439 sqft · built 2004
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Mar 2025)
Tax Bill	$6,375 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-08-23-176-016`

Property Details

APN / Parcel Number

Primary APN	`18-08-23-176-016`
Alternative APN	`08-23-176-016`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,439 sqft Living Area
1st Floor Area	2,439 sqft
Basement Area	2,439 sqft
Unfinished Basement	2,439 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Lot Area	21,344 sqft (0.49 acres)
Garage Area	886 sqft
Parking Spaces	4 Parking Spaces
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	180823176016
Street Address	5437 RYAN DR
City	OREANA
State	IL
Zip	62554-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SANGAMON ESTATES LOT 18 04BK3486/56 00BK2963/932
Legal Range	03E
Legal Township	17N
Legal Section	23
Legal Subdivision	SANGAMON ESTATES
Legal Lot Number	18
Jurisdiction	MACON IL
Township / Civil Division	WHITMORE
Census Block Group	5
Census Block	5042
Census Tract	2200

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5437 RYAN DR, OREANA, IL 62554-9748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2025 · Amount on Record
Deed Sale	Mar 4, 2025 · Amount on Record
Prior Sale	Mar 20, 2013 · Amount on Record
Deed Document Number	20252312
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	5437 RYAN DR, OREANA, IL 62554-9748
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R014895
Date	Dec 19, 2025
Instrument	2025R-014895

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.88%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	5437 RYAN DR, OREANA, IL 62554-9748
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	MACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4853/600
Date	Oct 4, 2021
Book Page	4853/600
Instrument	1986366

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Whitmore Township
Unified School District	Argenta-Oreana Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,375.00	$99,972 Land $9,626 Building $90,346	$299,946 Land $28,881 Building $271,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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