5437 Rutherford Pl, Oviedo, FL 32765 Property Records

Seminole County property record for 5437 Rutherford Pl, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,817 sqft · built 2009
Lot Size	0.043 acres (1,904 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Aug 2023)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-31-5SQ-0000-0090`

Property Details

APN / Parcel Number

Primary APN	`30-21-31-5SQ-0000-0090`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,817 sqft Living Area
1st Floor Area	789 sqft
2nd Floor Area	1,028 sqft
Upper Floors Area	1,028 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	1,904 sqft
Garage Area	251 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	104 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5437 RUTHERFORD PL
City	OVIEDO
State	FL
Zip	32765-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 PROVENANCE PB 73 PGS 8 - 14
Legal Range	31E
Legal Township	21S
Legal Section	30
Legal Subdivision	PROVENANCE
Legal Lot Number	9
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3016
Census Tract	21318

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	574 ECON RIVER PL STE 1050, 1050, OVIEDO, FL 32765-7325
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 9, 2023	Warranty Deed, Transfer FIRST SIGNATURE TITLE INC
Mar 3, 2020	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	2023073235
Deed Book / Page	10487 / 1109
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	5437 RUTHERFORD PL, OVIEDO, FL 32765-3419
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5437 RUTHERFORD PL, OVIEDO, FL 32765-3419

Mortgage

Document Number	0101571725
Date	Jan 28, 2022
Book Page	10157/1725
Instrument	2022012312

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 9, 2023
Property Address	5437 RUTHERFORD PL, OVIEDO, FL 32765-3419
Document Number	0104871109
Book / Page	10487 / 1109
Map Reference	MB 73 PG 8-14
Instrument Date	Aug 7, 2023
Instrument	2023073235
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	FIRST SIGNATURE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1446 SAVOY LN, SANFORD, FL 32771-9151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 FORESTGREEN CT, ORLANDO, FL 32828-8109

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 3, 2020
Property Address	5437 RUTHERFORD PL, OVIEDO, FL 32765-3419
Document Number	0095490343
Book / Page	9549 / 343
Map Reference	MB 73 PG 8-14
Instrument Date	Feb 27, 2020
Instrument	2020023608
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	BROKERS TITLE OF CTRL FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,714.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 W ARTESIA ST, 607, OVIEDO, FL 32765-8155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5437 RUTHERFORD PL, OVIEDO, FL 32765-3419

Mortgage

Document Number	0009549344
Date	Mar 3, 2020
Instrument	9549/344

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,323.00 (+60.89%)	$316,679 (+44.07%)	$316,679 (+8.43%) Land $78,000 Building $238,679
2023	$2,687.00 (+2.75%) Homeowner's exemption	$219,803 (+3%)	$292,070 (+12.9%) Land $70,000 Building $222,070
2022	$2,615.00 Homeowner's exemption	$213,401	$258,691 Land $55,000 Building $203,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Oct 2023 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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