Baldwin County property record for 5437 Mobile Ave, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,152 sqft · built 2024 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $816,650 (Jul 2024) |
| Tax Bill | $2,020 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-07-37-0-007-120 |
| Primary APN | 62-07-37-0-007-120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,152 sqft Heated Area |
| 1st Floor Area | 1,410 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 550782 |
|---|---|
| Street Address | 5437 MOBILE AVE |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-4232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 648 BEAR POINT ESTATES PB4 PG110 |
| Legal Subdivision | BEAR POINT ESTATES |
| Legal Lot Number | 648 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 11414 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5437 MOBILE AVE, ORANGE BEACH, AL 36561-4232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS |
| Sep 27, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS |
| Jul 24, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2024 · Amount on Record |
| Deed Sale | Jul 24, 2024 · Amount on Record |
| Prior Sale | May 6, 2005 |
| Deed Document Number | 20242137239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 5437 MOBILE AVE, ORANGE BEACH, AL 36561-4232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | AUSTIN TITLE, ATC |
| Name | Verified Name |
|---|
| Document Number | 0002044045 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 2044045 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36602 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 5437 MOBILE AVE, ORANGE BEACH, AL 36561-4232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | AUSTIN TITLE, ATC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002087901 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2087901 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | 36802 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 24, 2024 |
| Property Address | 5437 MOBILE AVE, ORANGE BEACH, AL 36561-4232 |
| Document Number | 0002137239 |
| Map Reference | MB 4 PG 110 |
| Instrument Date | Jul 19, 2024 |
| Instrument | 2137239 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | AUSTIN TITLE, ATC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20450 OAK RD E2012, E2012, GULF SHORES, AL 36542 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5437 MOBILE AVE, ORANGE BEACH, AL 36561-4232 |
| Document Number | 0002137240 |
|---|---|
| Date | Jul 24, 2024 |
| Instrument | 2137240 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 7, 2054 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,020.00 (+2.07%) Homeowner's exemption | ||
| 2025 | $1,979.00 (+112.11%) | $63,760 (+118.66%) Land $18,920 Building $44,840 | $637,400 (+337.17%) Land $189,100 Building $448,300 |
| 2023 | $933.00 (+35.02%) | $29,160 (+35%) | $145,800 (+35%) Land $145,800 |
| 2022 | $691.00 (+16.53%) | $21,600 | $108,000 Land $108,000 |
| 2021 | $593.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 285 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 305 units insured incl. 20 condo units |
| Nearby Flood Claims | 131 (2004–2020) |
| Claims Outside the SFHA | 10 of 131 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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