St. Clair County property record for 5437 Live Oak Dr, Smithton, IL 62285
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,602 sqft · built 1983 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,474 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Jul 2020 Sale & Mortgage + 1 more |
| APN | 17-08-0-401-001 |
| Primary APN | 17-08-0-401-001 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,602 sqft Living Area |
| Upper Floors Area | 36 sqft |
| Basement Area | 1,118 sqft |
| Unfinished Basement | 1,118 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 105,851 sqft (2.43 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 748 sqft |
| Deck Area | 360 sqft |
| Patio Area | 472 sqft |
| Cooling System | Central |
|---|
| Street Address | 5437 LIVE OAK DR |
|---|---|
| City | SMITHTON |
| State | IL |
| Zip | 62285-3744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDWOOD LAKE ESTATES LOT/SEC-18 A02656974 A02794397 |
| Legal Subdivision | WILDWOOD LAKE ESTATES |
| Legal Block | 401 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | PRAIRIE DU LONG |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 504001 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5437 LIVE OAK DR, SMITHTON, IL 62285-3744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Transfer on Death Deed, Transfer |
| Jul 6, 2020 | Warranty Deed, Transfer · Conventional with PMI ELECTRO SVGS CU |
| Aug 17, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2023 |
| Deed Sale | Oct 10, 2023 |
| Prior Sale | Jul 6, 2020 · Amount on Record |
| Deed Document Number | 20232794397 |
| Prior Transfer Date | Oct 30, 2001 |
| Prior Transfer Doc | 0001644407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Oct 10, 2023 |
| Property Address | 5437 LIVE OAK DR, SMITHTON, IL 62285-3744 |
| Document Number | 0A02794397 |
| Map Reference | MB 74 PG 6 |
| Instrument Date | Sep 28, 2023 |
| Instrument | A02794397 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5437 LIVE OAK DR, SMITHTON, IL 62285-3744 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 6, 2020 |
| Property Address | 5437 LIVE OAK DR, SMITHTON, IL 62285-3744 |
| Document Number | 00A2656974 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 2656974 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $713.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5437 LIVE OAK DR SMITHTON IL 622853744, SMITHTON, IL 62285-3744 |
| Document Number | A2656975 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 2656975 |
| Name | ELECTRO SVGS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 17, 2018 |
| Property Address | 5437 LIVE OAK DR, SMITHTON, IL 62285-3744 |
| Document Number | 00A2587010 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 2587010 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2018 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $727.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5437 LIVE OAK DR SMITHTON IL 622853744, SMITHTON, IL 62285-3744 |
| Document Number | A2587011 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 2587011 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Rate | 4.12% |
|---|
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Prairie Du Long Township |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,474.00 (-3.89%) Homeowner's exemption | $185,040 (-2.3%) Land $39,855 Building $145,185 | $555,120 (-2.3%) Land $119,565 Building $435,555 |
| 2024 | $14,019.00 | $189,389 (+15.23%) Land $38,959 Building $150,430 | $568,167 (+15.23%) Land $116,877 Building $451,290 |
| 2022 | $164,363 Land $33,811 Building $130,552 | $493,089 Land $101,433 Building $391,656 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTON serves 4,381 people · EPA ID IL1631300 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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