Cumberland County property record for 5437 Labrador Dr, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,723 sqft · built 1995 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Sep 2026) |
| Tax Bill | $1,988 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0432-48-1392 |
| Primary APN | 0432-48-1392 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,723 sqft Heated Area |
| 1st Floor Area | 1,723 sqft |
| Utility Area | 48 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 182 ft deep x 110 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio |
| Porch Area | 305 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 5437 LABRADOR DR |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-9247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CYPRESS ACRES LO:2 SE:04 PL:0083-0143 |
| Legal Subdivision | CYPRESS ACRES & LAKES |
| Legal Block | 48 |
| Legal Lot Number | 2 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | GRAYS CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3004 |
5437 Labrador Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5437 LABRADOR DR, HOPE MILLS, NC 28348-9247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2026 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 8, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on File |
| Deed Sale | Sep 30, 2026 · Amount on File |
| Prior Sale | Oct 8, 2020 · Amount on File |
| Deed Document Number | 202632512 |
| Deed Book / Page | 12634 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Sep 30, 2026 |
| Property Address | 5437 LABRADOR DR, HOPE MILLS, NC 28348-9247 |
| Document Number | 0000032512 |
| Book / Page | 12634 / 185 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202632512 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,630.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5437 LABRADOR DR, HOPE MILLS, NC 28348-9247 |
| Document Number | 0000032513, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202632513 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Oct 8, 2020 |
| Property Address | 5437 LABRADOR DR, HOPE MILLS, NC 28348-9247 |
| Document Number | 0108980254 |
| Book / Page | 10898 / 254 |
| Map Reference | MB 83 PG 143 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 37314 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5437 LABRADOR DR, 5437, HOPE MILLS, NC 28348-9247 |
| Name | Verified Name |
|---|---|
| Address | 5437 LABRADOR DR, HOPE MILLS, NC 28348-9247 |
| Document Number | 37315 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 37315 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 5437 Labrador Dr was $1,988, up 2.7% from the year before.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,988.00 (+2.69%) | $249,223 (+33.78%) Land $60,000 Building $189,223 | $249,223 (+33.78%) Land $60,000 Building $189,223 |
| 2024 | $1,936.00 (+1.95%) | $186,300 (-) Land $40,000 Building $146,300 | $186,300 (-) Land $40,000 Building $146,300 |
| 2023 | $1,899.00 (+1.99%) | $186,300 Land $40,000 Building $146,300 | $186,300 Land $40,000 Building $146,300 |
| 2022 | $1,862.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5437 Labrador Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5437 Labrador Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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