5437 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5437 Gum Fork Rd, Gloucester, VA 23061 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,046 sqft · built 1984
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Jun 2019)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29605`

Property Details

APN / Parcel Number

Primary APN	`29605`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.689 acres)
Garage Area	312 sqft
Porch	Open Porch
Deck Area	522 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	5437 GUM FORK RD
City	GLOUCESTER
State	VA
Zip	23061-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK CREEK SUBD SEC 1 LOT 5
Legal Subdivision	OAK CREEK
Legal Lot Number	5
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4000
Census Tract	100302

Owner

Source: Gloucester County records · APN 29605

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5437 GUM FORK RD, GLOUCESTER, VA 23061-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Apr 11, 2022	Deed, Transfer · Stand-Alone First Mortgage LANGLEY FEDERAL CREDIT UNION
Jun 21, 2019	Warranty Deed, Transfer · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	0190002585
Last Transfer Date	Apr 11, 2022
Transfer Doc	0220002142
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5437 GUM FORK RD, GLOUCESTER, VA 23061-3547
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230003162
Date	Aug 16, 2023
Instrument	230003162

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 03, 2028

Interest

Rate Type	Adjustable Rate

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 11, 2022
Property Address	5437 GUM FORK RD, GLOUCESTER, VA 23061-3547
Document Number	0220002142
Instrument Date	Apr 05, 2022
Instrument	220002142
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5437 GUM FORK RD, GLOUCESTER, VA 23061-3547

Mortgage

Document Number	0220002143
Date	Apr 11, 2022
Instrument	220002143

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 21, 2019
Property Address	5437 GUM FORK RD, GLOUCESTER, VA 23061-3547
Document Number	0190002585
Instrument Date	Jun 12, 2019
Instrument	190002585
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5437 GUM FORK RD, GLOUCESTER, VA 23061-3547

Mortgage

Document Number	0190002586
Date	Jun 21, 2019
Instrument	190002586

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 (+5.32%)	$206,570 (-) Land $66,580 Building $139,990	$206,570 (-) Land $66,580 Building $139,990
2024	$1,204.00	$206,570 (-) Land $66,580 Building $139,990	$206,570 (-) Land $66,580 Building $139,990
2023	$1,204.00 (+7.79%)	$206,570 (+34.07%) Land $66,580 Building $139,990	$206,570 (+34.07%) Land $66,580 Building $139,990
2022	$1,117.00	$154,080 Land $46,230 Building $107,850	$154,080 Land $46,230 Building $107,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731003024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 54% of Virginia
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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