Sacramento County property record for 5437 Dunlay Dr, Sacramento, CA 95835
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,444 sqft · built 2003 |
| Lot Size | 0.111 acres (4,847 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Aug 2015) |
| Tax Bill | $6,119 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone A99 (high risk) |
| APN | 201-0500-069-0000 |
| Primary APN | 201-0500-069-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| 1st Floor Area | 1,121 sqft |
| 2nd Floor Area | 1,323 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 4,847 sqft (0.111 acres) |
| Garage Area | 501 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5437 DUNLAY DR |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95835-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A-PUD |
| Legal Description | NORTHBOROUGH 2 VLG 11, LOT 14 |
| Legal Subdivision | NORTHBOROUGH 2 VLG 11 |
| Legal Lot Number | 14 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 7110 |
5437 Dunlay Dr is owned and occupied by two individuals who bought it in August 2015.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5437 DUNLAY DR, SACRAMENTO, CA 95835-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2015 · Amount on File |
| Deed Sale | Aug 24, 2015 · Amount on File |
| Prior Sale | Feb 28, 2003 · Amount on File |
| Deed Book / Page | 20150824 / 685 |
| Prior Transfer Date | Dec 8, 2004 |
| Prior Transfer Doc | 2004002242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5437 DUNLAY DR, SACRAMENTO, CA 95835-1522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5437 DUNLAY DR, SACRAMENTO, CA 95835-1522 |
| Document Number | 2021092900623 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021092900623 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5437 DUNLAY DR, SACRAMENTO, CA 95835-1522 |
| Document Number | 2003250565 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5437 DUNLAY DR SACRAMENTO CA 958351522, SACRAMENTO, CA 95835-1522 |
| Document Number | 2003250565 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 2003250565 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2050 |
The 2025 property tax bill for 5437 Dunlay Dr was $6,119 with a homeowner's exemption, down 3.3% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Natomas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $440,722 (+2%) Land $120,744 Building $319,978 | |
| 2025 | $6,119.00 (-3.27%) Homeowner's exemption | $432,081 Land $118,377 Building $313,704 |
| 2024 | $6,326.00 (+4.79%) | |
| 2023 | $6,037.00 (+1.62%) Homeowner's exemption | $415,304 Land $113,781 Building $301,523 |
| 2022 | $5,941.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5437 Dunlay Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A99 high risk · federal flood protection under construction |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 498 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 498 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5437 Dunlay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 982 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: DigitalPath, Fidium Fiber, Succeed.Net, Zeta Broadband.
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