5436 Circle Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 5436 Circle Dr, Reading, MI 49274

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,040 sqft · built 1990
Lot Size	0.198 acres (8,662 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (May 2021)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	Nov 2023 Transfer May 2021 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`10-190-001-023`

Property Details

APN / Parcel Number

Primary APN	`10-190-001-023`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Lot Area	8,662 sqft (0.198 acres)
Lot Width	79 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5436 CIRCLE DR
City	READING
State	MI
Zip	49274-9751
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ZONING
Legal Description	LOT 64 LE-O-AM-SHORES NO.3 SEC 20 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	LE-O-AM SHORES
Legal Lot Number	64
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3026
Census Tract	50400

Owner

Source: Hillsdale County records · APN 10-190-001-023

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 GILES AVE, BLISSFIELD, MI 49228-1224
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Intrafamily Transfer, Transfer
May 26, 2021	Warranty Deed, Transfer SELECT TITLE COMPANY
Feb 21, 2020	Warranty Deed, Transfer SECURED INVESTMENT HIGH YIELD FUND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Feb 21, 2020 · Amount on Record
Deed Book / Page	1796 / 726
Last Transfer Date	Nov 15, 2023
Transfer Doc	0001862/50
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Nov 27, 2023
Property Address	5436 CIRCLE DR, READING, MI 49274-9751
Document Number	0001862/50
Book / Page	1862 / 50
Map Reference	LB 8 PG 14
Instrument Date	Nov 15, 2023
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 GILES AVE, BLISSFIELD, MI 49228-1224

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	May 26, 2021
Property Address	5436 CIRCLE DR, READING, MI 49274-9751
Document Number	1796/726
Book / Page	1796 / 726
Map Reference	LB 8 PG 14
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,677.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 GILES AVE, BLISSFIELD, MI 49228-1224

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 21, 2020
Property Address	5436 CIRCLE DR, READING, MI 49274-9751
Document Number	01752/0528
Book / Page	1752 / 0528
Map Reference	LB 8 PG 14
Instrument Date	Feb 19, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL AGCY OF HILLSDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,367.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46634 ARBORETUM CIR, 46634, PLYMOUTH, MI 48170-3460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5436 CIRCLE DR, READING, MI 49274-9751

Mortgage

Document Number	0001752531
Date	Feb 21, 2020
Instrument	1752/531

Lender

Name	SECURED INVESTMENT HIGH YIELD FUND
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	14 Months
Due	Mar 31, 2021

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,700 (+16.42%)	$123,463 (+16.55%) Land $39,500 Building $83,963
2025	$2,384.00 (+9.71%)	$53,000 (+0.76%)	$105,927 (+0.62%) Land $39,500 Building $66,427
2023		$52,600	$105,276 Land $39,500 Building $65,776
2021	$2,173.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Broadband.

Based on FCC filings for 58 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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