5435 Saratoga St, Eugene, OR 97405 Property Records

Lane County property record for 5435 Saratoga St, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1967
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Nov 2016)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03-18-44-01900-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-18-44-01900-000`
Alternative APN	`0686046`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,140 sqft Finished Area
1st Floor Area	1,140 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1997
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	109 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	445 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	0686046
Street Address	5435 SARATOGA ST
City	EUGENE
State	OR
Zip	97405-4066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:EDGEWOOD ESTATES EIGHTH ADDITION SEC/TWN/RNG/MER:SEC 18 TWN 18 RNG 03
Legal Range	03W
Legal Township	18S
Legal Section	18
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	EDGEWOOD ESTATES EIGHTH ADDITION
Legal Lot Number	1900
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2003
Census Tract	5400

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5435 SARATOGA ST, EUGENE, OR 97405-4066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage ROGUE FCU
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROGUE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Prior Sale	Dec 9, 2010 · Amount on Record
Deed Document Number	2016-054511
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5435 SARATOGA ST, EUGENE, OR 97405-4066
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5435 SARATOGA ST, EUGENE, OR 97405-4066

Mortgage

Document Number	0000004781
Date	Feb 24, 2023
Instrument	2023-004781

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Feb 28, 2043

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5435 SARATOGA ST, EUGENE, OR 97405-4066
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059396
Date	Oct 15, 2020
Instrument	2020-059396

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,567.00 (+3.91%)	$234,420 (+6.09%)	$509,212 (+2.94%) Land $144,033 Building $365,179
2023	$4,395.00 (+4.02%)	$220,965 (+3%)	$494,664 (+11.67%) Land $111,803 Building $382,861
2022	$4,225.00	$214,530	$442,951 Land $113,476 Building $329,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T.

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