5435 Amundson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5435 Amundson Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1998
Lot Size	6.1 acres (266,044 sqft)
Owner	Individual Name on File
Last Sale	$143,312 (Aug 2023)
Tax Bill	$5,664 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2022 Transfer
Flood Zone	Zone A (high risk)
APN	`365-0041-00010`

Property Details

APN / Parcel Number

Primary APN	`365-0041-00010`
Alternative APNs	`1024582` `1153447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,232 sqft Gross Area
1st Floor Area	1,232 sqft
Basement Area	986 sqft
Finished Basement	986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	266,044 sqft (6.1 acres)
Garage Area	2,820 sqft

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1153447
Street Address	5435 AMUNDSON RD
City	DULUTH
State	MN
Zip	55803-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOT 1, BLOCK 1, BEING UPLANDOF A LINE PARALLEL WITH AND 3 FEET UPLAND,HORIZONTAL MEASURE, OF FISH LAKE
Legal Subdivision	FISH LAKES SUNSET RIDGE
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	FREDENBERG
Census Block Group	2
Census Block	2013
Census Tract	10602

Owner

5435 Amundson Rd is owned and occupied by an individual who bought it in August 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5435 AMUNDSON RD, DULUTH, MN 55803-9400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jul 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Deed Document Number	20231472487
Prior Transfer Date	Jul 13, 2022
Prior Transfer Doc	0001448550
Record Updated	Sep 20, 2026

August 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 22, 2023
Property Address	5435 AMUNDSON RD, DULUTH, MN 55803-9400
Document Number	0001472487
Instrument Date	Aug 9, 2023
Instrument	1472487
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Amount	Amount on Record
Tax	$472.93
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5435 AMUNDSON RD, DULUTH, MN 55803-9400

Mortgage

Document Number	0001472488
Date	Aug 22, 2023
Instrument	1472488

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Sep 1, 2026
Change Frequency	3 Years
Min Rate At Change	3.7%
Max Rate At Change	7.7%
Index	3-Year TN
Max Rate	10.7%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jul 29, 2022
Property Address	5435 AMUNDSON RD, DULUTH, MN 55803-9400
Document Number	0001448550
Instrument Date	Jul 13, 2022
Instrument	1448550
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 W SUPERIOR ST, DULUTH, MN 55802-2191

Tax Assessment & Valuation

The 2026 property tax bill for 5435 Amundson Rd was $5,664 with a homeowner's exemption, up 4.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fredenberg Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,664.00 (+4.66%) Homeowner's exemption
2025	$5,412.00 (+3.56%) Homeowner's exemption	$620,300 (+18.42%) Land $269,000 Building $351,300	$620,300 (+18.42%) Land $269,000 Building $351,300
2024	$5,226.00 (-7.64%)	$523,800 Land $162,200 Building $361,600	$523,800 Land $162,200 Building $361,600
2023	$5,658.00 Homeowner's exemption
2022		$501,700 (+4.09%) Land $149,200 Building $352,500	$501,700 (+4.09%) Land $149,200 Building $352,500
2021		$482,000 Land $170,000 Building $312,000	$482,000 Land $170,000 Building $312,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5435 Amundson Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5435 Amundson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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