Albemarle County property record for 5435 Ames Gap Ln, Covesville, VA 22931
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1973 |
| Lot Size | 1.63 acres (71,264 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Sep 2026) |
| Tax Bill | $1,042 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10900-00-00-01100 |
| Primary APN | 10900-00-00-01100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Finished Area |
| Flooring | Wood |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 71,264 sqft (1.63 acres) |
| Porch | Slab |
| Porch Area | 112 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5435 AMES GAP LN |
|---|---|
| City | COVESVILLE |
| State | VA |
| Zip | 22931-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 11400 |
Source: Albemarle County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5435 AMES GAP LN, COVESVILLE, VA 22931-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on Record |
| Deed Sale | Sep 24, 2026 · Amount on Record |
| Prior Sale | Jul 17, 2025 · Amount on Record |
| Deed Document Number | 20269359 |
| Prior Transfer Date | Jun 2, 2009 |
| Prior Transfer Doc | 3779/031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Sep 24, 2026 |
| Property Address | 5435 AMES GAP LN, COVESVILLE, VA 22931-1918 |
| Document Number | 0000009359 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 20269359 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5435 AMES GAP LN, COVESVILLE, VA 22931-1918 |
| Document Number | 0000009360, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 20269360 |
| Name | CREDIT UNION COMMUNITY CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,042.00 (+6.87%) | $116,500 (+6.78%) Land $28,700 Building $87,800 | $116,500 (+6.78%) Land $28,700 Building $87,800 |
| 2025 | $975.00 (+7.62%) | $109,100 (+2.83%) Land $24,500 Building $84,600 | $109,100 (+2.83%) Land $24,500 Building $84,600 |
| 2023 | $906.00 | $106,100 Land $48,900 Building $57,200 | $106,100 Land $48,900 Building $57,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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