5434 Villas Dr, Bonsall, CA 92003 Property Records

San Diego County property record for 5434 Villas Dr, Bonsall, CA 92003

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,482 sqft · built 1980
Lot Size	0.43 acres (1,868 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jul 2017)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-420-09-00`

Property Details

APN / Parcel Number

Primary APN	`126-420-09-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,482 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	1,868 sqft (0.43 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5434 VILLAS DR
City	BONSALL
State	CA
Zip	92003-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 9 TR 009180
Legal Subdivision	COUNTY/SAN DIEGO 3698-1
Legal Tract	009180
Legal Block	4
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4001
Census Tract	18803

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5434 VILLAS DR, BONSALL, CA 92003-5206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jul 14, 2017	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	Oct 15, 2008 · Amount on Record
Deed Document Number	2017317483
Prior Transfer Date	Aug 16, 1996
Prior Transfer Doc	0000454700
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 18, 2021
Property Address	5434 VILLAS DR, BONSALL, CA 92003-5206
Document Number	0000723501
Map Reference	MAP 9180
Instrument Date	Oct 11, 2021
Instrument	2021-0723501
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5434 VILLAS DR, 5434, BONSALL, CA 92003-5206

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5434 VILLAS DR, BONSALL, CA 92003-5206

Mortgage

Document Number	0000723502
Date	Oct 18, 2021
Instrument	2021-0723502

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2017
Property Address	5434 VILLAS DR, BONSALL, CA 92003-5206
Document Number	0000317483
Map Reference	MAP9180
Instrument Date	Jun 26, 2017
Instrument	2017-0317483
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5434 VILLAS DR, BONSALL, CA 92003-5206

Mortgage

Document Number	0000317484
Date	Jul 14, 2017
Instrument	2017-0317484

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$423,605 (+2%) Land $52,945 Building $370,660
2025	$4,378.00 (+4.11%)	$415,300 (+4.04%) Land $51,907 Building $363,393
2023	$4,205.00 (+1.72%)	$399,176 Land $49,893 Building $349,283
2022	$4,134.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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