5434 Soundside Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 5434 Soundside Dr, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,254 sqft · built 2021
Lot Size0.544 acres (23,697 sqft)
Owner2 Individual Names on Record
Last Sale$46,000 (Jun 2020)
Tax Bill$1,117 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Apr 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN30-2S-27-0000-00131-0000

Property Details

APN / Parcel Number

Primary APN30-2S-27-0000-00131-0000
Alternative APN
  • S272300000001310000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,254 sqft Living Area
Gross Area6,894 sqft
1st Floor Area3,016 sqft
Upper Floors Area238 sqft
FlooringWood
ElevatorElevator

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area23,697 sqft (0.544 acres)
Lot Dimensions286 ft deep x 83 ft wide
Garage TypeAttached
Garage Area1,426 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area1,824 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5434 SOUNDSIDE DR
CityGULF BREEZE
StateFL
Zip32563-9531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*NEW DESC FOR 2020 TAX ROLL* COMMENCE AT NORTHEAST CORNER OF SECTION 30 TOWNSHIP 2 SOUTH RANGE 27 WEST; THENCE SOUTH 36 DEGREES 56 MINUTES 56 SECONDS WEST ALONG NORTH SECTION LINE 410.96 FEET; THENCE SOUTH 0 DEGREES 46 MINUTES 26 SECONDS WEST 3074.60
Legal Range27W
Legal Township2S
Legal Section30
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1000
Census Tract10824

Owner

Source: Santa Rosa County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5434 SOUNDSIDE DR, GULF BREEZE, FL 32563-9531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Quit Claim Deed, Construction Loan · Line of Credit
PEN AIR FCU
Apr 26, 2017Warranty Deed, Transfer · Conventional with PMI
SANTA ROSA CNTY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2020 · Amount on Record
Deed SaleJun 5, 2020 · Amount on Record
Deed Document Number202027017
Deed Book / Page3959 / 1390
Last Transfer DateJul 24, 2020
Transfer Doc0039871079
Record UpdatedSep 20, 2026

August 2020: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateAug 7, 2020
Property Address5434 SOUNDSIDE DR, GULF BREEZE, FL 32563-9531
Document Number0039871079
Book / Page003987 / 001079
Instrument DateJul 24, 2020
Instrument39996
Transaction TypeConstruction Loan
Record UpdatedOct 1, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5434 SOUNDSIDE DR GULF BREEZE FL 32563, GULF BREEZE, FL 32563

Mortgage

Document Number39871086
DateAug 7, 2020
Book Page003987/001086
Instrument39998
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 6, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 26, 2017
Property Address5434 SOUNDSIDE DR, GULF BREEZE, FL 32563-9531
Document Number0036181165
Book / Page003618 / 001165
Instrument DateApr 26, 2017
Instrument16198
Transaction TypeTransfer
Record UpdatedMay 18, 2017
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$322.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1465 JOSEPH CIR GULF BREEZE FL 325638100, GULF BREEZE, FL 32563-8100

Mortgage

Document Number36181168
DateApr 26, 2017
Book Page003618/001168
Instrument16199
Lender
NameSANTA ROSA CNTY FCU
TypeCredit Union
AddressMILTON, FL 32572
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term144 Months
DueApr 25, 2029

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,117.00 Homeowner's exemption Veteran's exemption$581,236 (+2.9%)$679,146 (+3.46%) Land $89,640 Building $589,506
2024$1,117.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$564,855 (+5.33%)$656,455 (+2.84%) Land $89,640 Building $566,815
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$536,267$638,298 Land $89,640 Building $548,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 281 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies295 units insured
incl. 14 condo units
Nearby Flood Claims37 (1995–2020)
Claims Outside the SFHA8 of 37
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 16 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Ripple Broadband
Fixed Wireless
1,000 / 500
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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