5434 Bowden Ct, Warren, MI 48091 Property Records

Macomb County property record for 5434 Bowden Ct, Warren, MI 48091

Property Summary

Property Type	Condominium
Details	1.5 ba · 1,008 sqft · built 1991
Owner	Individual Name on File
Last Sale	$163,000 (Jun 2026)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-20-428-007`

Property Details

APN / Parcel Number

Primary APN	`12-13-20-428-007`
Alternative APN	`1320428007`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,008 sqft
Basement Area	507 sqft
Unfinished Basement	507 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	5434 BOWDEN CT
City	WARREN
State	MI
Zip	48091-1596
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	UNIVERSITY MANOR M.C.C.P. NO 366 UNIT 7 BLDG 2 L4978 P563-605
Legal Subdivision	MANOR
Legal Unit	7
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3001
Census Tract	262500

Owner

5434 Bowden Ct, a condominium, is owned and occupied by an individual who bought it in June 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5434 BOWDEN CT, WARREN, MI 48091-1596
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 21, 2023	Intrafamily Transfer, Transfer
Jul 11, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Jul 11, 2023 · Amount on File
Deed Document Number	202657730
Deed Book / Page	30717 / 586
Prior Transfer Date	Sep 7, 2023
Prior Transfer Doc	0000080639
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 17, 2026
Property Address	5434 BOWDEN CT, WARREN, MI 48091-1596
Document Number	2600057730
Book / Page	30717 / 586
Instrument Date	Jun 12, 2026
Instrument	202657730
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,581.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5434 BOWDEN CT, WARREN, MI 48091-1596

Mortgage

Document Number	0000057488,
Date	Jun 17, 2026
Instrument	202657488

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jun 16, 2026
Property Address	5434 BOWDEN CT, WARREN, MI 48091-1596
Document Number	0000057488
Book / Page	30716 / 397
Instrument Date	Jun 12, 2026
Instrument	202657488
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 LINCOLN AVE, LINCOLN PARK, MI 48146-2440

Mortgage

Document Number	0000057488,
Date	Jun 16, 2026
Book Page	30716/397
Instrument	202657488

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Sep 21, 2023
Property Address	5434 BOWDEN CT, WARREN, MI 48091-1596
Document Number	2300080639
Book / Page	29306 / 420
Map Reference	LB 24960 PG 650-652
Instrument Date	Sep 7, 2023
Instrument	202300080639
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5434 BOWDEN CT, WARREN, MI 48091-1596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5434 BOWDEN CT, WARREN, MI 48091-1596

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 11, 2023
Property Address	5434 BOWDEN CT, WARREN, MI 48091-1596
Document Number	2300059422
Book / Page	29205 / 522
Map Reference	LB 24960 PG 650-652
Instrument Date	Jul 7, 2023
Instrument	202300059422
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,203.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5434 BOWDEN CT, WARREN, MI 48091-1596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 FRAZHO RD, WARREN, MI 48091-1494

Mortgage

Document Number	2300058956
Date	Jul 10, 2023
Book Page	29203/125
Instrument	202300058956

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5434 Bowden Ct was $4,387 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Center Line Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,050 (+8.52%)	$152,100 (+8.52%)
2025	$4,387.00 Homeowner's exemption	$70,080	$140,160
2023		$58,180	$116,360
2022	$1,603.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5434 Bowden Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5434 Bowden Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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