5434 Belmar Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5434 Belmar Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,800 sqft · built 2023
Lot Size	0.307 acres (13,359 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,214 (Sep 2023)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C044825037600230`

Property Details

APN / Parcel Number

Primary APN	`C044825037600230`
Alternative APN	`C-04-34-28-250-3760-0230`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,359 sqft (0.307 acres)
Garage Type	Attached
Garage Area	450 sqft
Driveway	Driveway
Driveway Area	448 sqft
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5434 BELMAR DR
City	SEBRING
State	FL
Zip	33872-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEBRING UNIT 25 PB 10 PG 47 LOT 23 BLK 376
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	376
Legal Lot Number	23
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2015
Census Tract	960503

Owner

Source: Highlands County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5434 BELMAR DR, SEBRING, FL 33872-9036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jun 2, 2023	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC
Jul 12, 2021	Deed in Lieu of Foreclosure, Foreclosure ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Jun 2, 2023 · Amount on Record
Deed Document Number	20232168327
Deed Book / Page	2997 / 1182
Prior Transfer Date	Jul 8, 2021
Prior Transfer Doc	0002043495
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 7, 2023
Property Address	5434 BELMAR DR, SEBRING, FL 33872-9036
Document Number	0002168327
Book / Page	2997 / 1182
Map Reference	MB 10 PG 47
Instrument Date	Sep 1, 2023
Instrument	2168327
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2024
Title Company	INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,361.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5434 BELMAR DR, SEBRING, FL 33872-9036

Mortgage

Document Number	0002168328
Date	Sep 7, 2023
Book Page	2997/1183
Instrument	2168328

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 2, 2023
Property Address	5434 BELMAR DR, SEBRING, FL 33872-9036
Document Number	0002154097
Book / Page	2978 / 1951
Map Reference	MB 10 PG 47
Instrument Date	Jun 1, 2023
Instrument	2154097
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

July 2021: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 12, 2021
Property Address	5434 BELMAR DR, SEBRING, FL 33872-9036
Document Number	0002043495
Book / Page	2836 / 1468
Map Reference	MB 10 PG 47
Instrument Date	Jul 8, 2021
Instrument	2043495
Transaction Type	Foreclosure
Record Updated	Jan 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 SUN N LAKE BLVD, SEBRING, FL 33872-2114
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,288.00 (+63.55%)	$120,568 (+864.54%)	$281,365 (+2,150.92%) Land $24,000 Building $257,365
2024	$1,399.00 (+167.5%)
2023	$523.00 (+362.83%)	$12,500 (+1%) Land $12,500	$12,500 (+1%) Land $12,500
2022	$113.00	$6,250 Land $6,250	$6,250 Land $6,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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