Hamilton County property record for 5433 Whetsel Ave, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,775 sqft · built 1924 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,000 (Jun 2026) |
| Tax Bill | $6,572 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-0A02-0047-00 |
| Primary APN | 034-0A02-0047-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,775 sqft Living Area |
| Gross Area | 2,711 sqft |
| 1st Floor Area | 1,326 sqft |
| Attic | Attic |
| Attic Area | 449 sqft |
| Basement Area | 936 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 198 ft deep x 43 ft wide |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | Deck Area |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5433 WHETSEL AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-1739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | 5433 WHETSEL AVE 42.97 X 198.32 IRR LOT 7 MONNING PK PL SUB |
| Legal Subdivision | MONNING PK PL SUB |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5500 |
5433 Whetsel Ave is owned and occupied by two individuals who bought it in June 2026.
Source: Hamilton County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5433 WHETSEL AVE, CINCINNATI, OH 45227-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Sep 13, 2022 | Survivorship Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Aug 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on File |
| Deed Sale | Jun 9, 2026 · Amount on File |
| Prior Sale | Sep 13, 2022 · Amount on File |
| Deed Document Number | 202645745 |
| Deed Book / Page | 15683 / 3206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 9, 2026 |
| Property Address | 5433 WHETSEL AVE, CINCINNATI, OH 45227-1739 |
| Document Number | 0000045745 |
| Book / Page | 15683 / 3206 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202645745 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | WAVE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,488.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 5433 WHETSEL AVE, CINCINNATI, OH 45227-1739 |
| Document Number | 0000045746, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202645746 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 13, 2022 |
| Property Address | 5433 WHETSEL AVE, CINCINNATI, OH 45227-1739 |
| Document Number | 0000087385 |
| Book / Page | 14750 / 1181 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022-0087385 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $915.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5433 WHETSEL AVE, CINCINNATI, OH 45227-1739 |
| Document Number | 0000087386 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022-0087386 |
| Name | T2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 20, 2019 |
| Property Address | 5433 WHETSEL AVE, CINCINNATI, OH 45227-1739 |
| Document Number | 0000069570 |
| Book / Page | 13984 / 01344 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 2019-0069570 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000069571 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 2019-0069571 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 5433 Whetsel Ave was $6,572, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,572.00 (+3.14%) | $106,750 (-) Land $15,001 Building $91,749 | $305,000 Land $42,860 Building $262,140 |
| 2024 | $6,372.00 (-2.21%) | $106,750 (-) Land $15,001 Building $91,749 | |
| 2023 | $6,516.00 (+147.95%) | $106,750 (+177.27%) Land $15,001 Building $91,749 | $305,000 Land $42,860 Building $262,140 |
| 2022 | $2,628.00 Homeowner's exemption | $38,501 Land $7,396 Building $31,105 | |
| 2020 | $110,000 Land $21,130 Building $88,870 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5433 Whetsel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5433 Whetsel Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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