5433 15th St, Lubbock, TX 79416 Property Records

Lubbock County property record for 5433 15th St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1965
Lot Size	0.218 acres (9,504 sqft)
Owner	Individual Name on File
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R93964`

Property Details

APN / Parcel Number

Primary APN	`R93964`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,442 sqft Living Area

Exterior

Year Built	Built 1965
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,504 sqft (0.218 acres)
Lot Dimensions	119 ft deep x 79.8 ft wide
Garage Area	567 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5433 15TH ST
City	LUBBOCK
State	TX
Zip	79416-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	ALFORD TERRACE L 316
Legal Subdivision	ALFORD TERRACE
Legal Lot Number	3160
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2007
Census Tract	402

Owner

5433 15th St is owned and occupied by an individual who acquired it in March 2020.

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5433 15TH ST, LUBBOCK, TX 79416-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 10, 2020	Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020
Deed Sale	Mar 10, 2020
Deed Document Number	2020009910
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5433 15TH ST, LUBBOCK, TX 79416-5417
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5433 15TH ST, LUBBOCK, TX 79416-5417

Mortgage

Document Number	0000034974
Date	Sep 7, 2023
Instrument	2023034974

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	479 Months
Due	Aug 1, 2063

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5433 15TH ST, LUBBOCK, TX 79416-5417
Transaction Type	Mortgage
Record Updated	Dec 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5433 15TH ST, LUBBOCK, TX 79416-5417

Mortgage

Document Number	0000056670
Date	Dec 21, 2022
Instrument	2022056670

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Nov 1, 2062

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Mar 10, 2020
Property Address	5433 15TH ST, LUBBOCK, TX 79416-5417
Document Number	0000009910
Map Reference	VOL 913 PG 668
Instrument Date	Mar 6, 2020
Instrument	2020009910
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5433 15TH ST, LUBBOCK, TX 79416-5417

Mortgage

Document Number	0000009911
Date	Mar 10, 2020
Instrument	2020009911

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5433 15th St was $3,402, up 4.7% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,402.00 (+4.74%)	$192,273 Land $28,000 Building $164,273	$192,273 Land $28,000 Building $164,273
2024	$3,248.00 (+1.03%)
2023	$3,215.00 (-0.83%)	$172,976 Land $17,556 Building $155,420	$172,976 Land $17,556 Building $155,420
2022	$3,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5433 15th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5433 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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