54325 Cravey Rd, Callahan, FL 32011 Property Records

Nassau County property record for 54325 Cravey Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,635 sqft · built 2002
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Tax Bill$2,038 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-1N-25-0000-0001-0070

Property Details

APN / Parcel Number

Primary APN03-1N-25-0000-0001-0070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,635 sqft Heated Area
Gross Area2,456 sqft
1st Floor Area2,835 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage TypeMixed
Garage Area594 sqft
CarportCarport
Carport Area640 sqft
PorchEnclosed Porch
Porch Area227 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address54325 CRAVEY RD
CityCALLAHAN
StateFL
Zip32011-4687
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionPT OF NE1/4 OF SW1/4 IN OR 1674/421 EX 1-58 & 1-59
Legal Range25E
Legal Township01N
Legal Section03
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group2
Census Block2000
Census Tract50505

Owner

54325 Cravey Rd is owned and occupied by two individuals who acquired it in April 2010.

Source: Nassau County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address54325 CRAVEY RD, CALLAHAN, FL 32011-4687
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2026Deed of Trust, Mortgage · Line of Credit
MAINSTREET COMMUNITY BANK OF FLORIDA
May 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2010
Deed SaleApr 7, 2010
Prior SaleOct 23, 2001 · Amount on File
Deed Document Number0001674421
Deed Book / Page1017 / 0201
Prior Transfer DateNov 1, 2001
Prior Transfer Doc200131425
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address54325 CRAVEY RD, CALLAHAN, FL 32011-4687
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address54325 CRAVEY RD, CALLAHAN, FL 32011-4687

Mortgage

Document Number0028441483
DateFeb 2, 2026
Book Page2844/1483
Instrument202645003164
Lender
NameMAINSTREET COMMUNITY BANK OF FLORIDA
TypeBank
AddressDELAND, FL 32720
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address54325 CRAVEY RD, CALLAHAN, FL 32011-4687
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address54325 CRAVEY RD, CALLAHAN, FL 32011-4687

Mortgage

Document Number0024591359
DateMay 7, 2021
Book Page2459/1359
Instrument202145017085
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 54325 Cravey Rd was $2,038 with a homeowner's exemption, up 1.6% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,038.00 (+1.6%) Homeowner's exemption$173,150 (+2.9%)$345,150 (+3.22%) Land $70,000 Building $275,150
2024$2,006.00 (+2.29%) Homeowner's exemption$168,270 (+3.39%)$334,381 (+8.21%) Land $70,000 Building $264,381
2023$1,961.00 (+11.29%) Homeowner's exemption$162,754 (+3%)$309,004 (+22.17%) Land $70,000 Building $239,004
2022$1,762.00 Homeowner's exemption$158,014$252,925 Land $70,000 Building $182,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54325 Cravey Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54325 Cravey Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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