5432 Susan Dr, Dayton, OH 45415 Property Records

Montgomery County property record for 5432 Susan Dr, Dayton, OH 45415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 1956
Lot Size	0.398 acres (17,372 sqft)
Owner	Individual Name on File
Last Sale	$128,500 (Sep 2020)
Tax Bill	$4,462 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`E20 19013 0016`

Property Details

APN / Parcel Number

Primary APN	`E20 19013 0016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Lot Area	17,372 sqft (0.398 acres)
Lot Dimensions	193 ft deep x 90 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5432 SUSAN DR
City	DAYTON
State	OH
Zip	45415-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	47 RODGERS
Legal Subdivision	RODGERS
Legal Lot Number	16
Jurisdiction	MONTGOMERY OH
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1004
Census Tract	80200

Owner

5432 Susan Dr is owned and occupied by an individual who bought it in September 2020.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	5432 SUSAN DR, DAYTON, OH 45415-3034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	Dec 7, 2006 · Amount on File
Deed Document Number	2020-00055373
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 18, 2020
Property Address	5432 SUSAN DR, DAYTON, OH 45415-3034
Document Number	0000055373
Instrument Date	Sep 9, 2020
Instrument	55373
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	PCTITLE PROS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 SUSAN DR DAYTON OH 454153034, DAYTON, OH 45415-3034

Mortgage

Document Number	55374
Date	Sep 18, 2020
Instrument	55374

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Harrison Township
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,580 Land $19,350 Building $35,230
2024	$4,462.00 (+11.38%)
2023	$4,006.00 (+19.98%)	$54,580 (+64%) Land $19,350 Building $35,230	$155,940 Land $55,290 Building $100,650
2022	$3,339.00	$33,280 Land $11,800 Building $21,480
2020			$95,080 Land $33,710 Building $61,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5432 Susan Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	28 (1990–2025)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5432 Susan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20