Hamilton County property record for 5432 Style Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1974 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,500 (Jul 2019) |
| Tax Bill | $3,822 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0060-0521-00 |
| Primary APN | 540-0060-0521-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 456 sqft |
| 2nd Floor Area | 1,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 130 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5432 STYLE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STYLE LN 58 X 130.00 LOT 38 IDLEWOOD SUB BLK B |
| Legal Subdivision | IDLEWOOD SUB |
| Legal Block | B |
| Legal Lot Number | 38 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21303 |
5432 Style Ln is owned and occupied by an individual who bought it in July 2019.
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5432 STYLE LN, CINCINNATI, OH 45238-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC |
| Jul 3, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on File |
| Deed Sale | Jul 3, 2019 · Amount on File |
| Deed Document Number | 0000053180 |
| Deed Book / Page | 13952 / 01016 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5432 STYLE LN, CINCINNATI, OH 45238-4237 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000106988 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 14495/2646 |
| Instrument | 2021-0106988 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5432 STYLE LN, CINCINNATI, OH 45238-4237 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5432 STYLE LN, CINCINNATI, OH 45238-4237 |
| Document Number | 0000033337 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 14375/2615 |
| Instrument | 2021-0033337 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5432 STYLE LN, CINCINNATI, OH 45238-4237 |
| Document Number | 0000053181 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5432 STYLE LN CINCINNATI OH 452384237, CINCINNATI, OH 45238-4237 |
| Document Number | 0000053181 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 013952/001018 |
| Instrument | 53181 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 3, 2019 |
| Property Address | 5432 STYLE LN, CINCINNATI, OH 45238-4237 |
| Document Number | 0000053180 |
| Book / Page | 13952 / 01016 |
| Map Reference | MB 202 PG 131 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 2019-0053180 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $654.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5432 STYLE LN, CINCINNATI, OH 45238-4237 |
| Document Number | 0000053181 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 2019-0053181 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 5432 Style Ln was $3,822, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,822.00 (+2.49%) | $64,271 (-) Land $9,447 Building $54,824 | |
| 2024 | $3,729.00 (-0.29%) | $64,271 (-) Land $9,447 Building $54,824 | |
| 2023 | $3,740.00 (-0.08%) | $64,271 (+12.31%) Land $9,447 Building $54,824 | $183,630 Land $26,990 Building $156,640 |
| 2022 | $3,743.00 Homeowner's exemption | $57,225 Land $8,393 Building $48,832 | |
| 2020 | $163,500 Land $23,980 Building $139,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5432 Style Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5432 Style Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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