Wake County property record for 5432 Seaspray Ln, Raleigh, NC 27610
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,069 sqft · built 2003 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Sep 2016) |
| Tax Bill | $3,264 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1734.04-51-8832-000 |
| Primary APN | 1734.04-51-8832-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,069 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 160 sqft |
| Porch | Slab |
| Porch Area | 20 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0292529 |
|---|---|
| Street Address | 5432 SEASPRAY LN |
| City | RALEIGH |
| State | NC |
| Zip | 27610-5792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LO51 SUMMER PLACE PH1 BM2001-01277 |
| Legal Subdivision | SUMMER PLACE PH1 |
| Legal Phase | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MATTHEWS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 54106 |
Source: Wake County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5432 SEASPRAY LN, RALEIGH, NC 27610-5792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Nov 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on Record |
| Deed Sale | Sep 23, 2016 · Amount on Record |
| Prior Sale | Jun 2, 2014 · Amount on Record |
| Deed Book / Page | 16542 / 2689 |
| Prior Transfer Date | Apr 8, 2013 |
| Prior Transfer Doc | 15227/1089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 7, 2026 |
| Property Address | 5432 SEASPRAY LN, RALEIGH, NC 27610-5792 |
| Document Number | 0000050695 |
| Book / Page | 20223 / 465 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202650695 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5432 SEASPRAY LN, RALEIGH, NC 27610-5792 |
| Document Number | 0000050695, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 20223/465 |
| Instrument | 202650695 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 1, 2066 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 5432 SEASPRAY LN, RALEIGH, NC 27610-5792 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5432 SEASPRAY LN, RALEIGH, NC 27610-5792 |
| Document Number | 018803/656 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 18803/656 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Raleigh City |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,264.00 (+30.93%) | $372,074 (+63.94%) Land $80,000 Building $292,074 | $372,074 (+63.94%) Land $80,000 Building $292,074 |
| 2023 | $2,493.00 | $226,957 Land $35,000 Building $191,957 | $226,957 Land $35,000 Building $191,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures