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5432 Marylebone Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5432 Marylebone Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,004 sqft · built 2019
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on Record
Last Sale$307,749 (Dec 2019)
Tax Bill$4,000 (2025)
Deeds & MortgagesOct 2026 Construction Loan
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-25-31-3442-0001-0420

Property Details

APN / Parcel Number

Primary APN16-25-31-3442-0001-0420
Alternative APN
  • 253116344200010420

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,004 sqft Living Area
Gross Area2,594 sqft
1st Floor Area2,004 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block/Stucco
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFlorida Room
Porch Area170 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5432 MARYLEBONE DR
CitySAINT CLOUD
StateFL
Zip34771-3901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER SQUARE PB 26 PGS 106-107 LOT 42
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionHANOVER SQUARE
Legal Lot Number42
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5432 MARYLEBONE DR, SAINT CLOUD, FL 34771-3901
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2026Deed of Trust, Mortgage · Construction Mortgage
BELL BANK
Dec 2, 2019Grant Deed, Transfer
KBHS HM LNS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2019 · Amount on Record
Deed SaleDec 2, 2019 · Amount on Record
Deed Document Number2019155086
Deed Book / Page5631 / 2903
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateOct 8, 2026
Property Address5432 MARYLEBONE DR, SAINT CLOUD, FL 34771-3901
Document Number0000129941
Book / Page7046 / 855
Instrument DateSep 23, 2026
Instrument2026129941
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5432 MARYLEBONE DR, SAINT CLOUD, FL 34771-3901

Mortgage

Document Number0000129941,
DateOct 8, 2026
Book Page7046/855
Instrument2026129941
Lender
NameBELL BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term17 Months
DueMar 23, 2028
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 2, 2019
Property Address5432 MARYLEBONE DR, SAINT CLOUD, FL 34771-3901
Document Number0056312903
Book / Page005631 / 002903
Instrument DateNov 26, 2019
Instrument155086
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,154.24
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5432 MARYLEBONE DR ST CLOUD FL 347713901, ST CLOUD, FL 34771-3901

Mortgage

Document Number56312905
DateDec 2, 2019
Book Page005631/002905
Instrument155087
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75039
Agreement
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,000.00 (+7.35%) Homeowner's exemption$278,178 (+5.99%)$353,400 (+1.55%) Land $75,000 Building $278,400
2023$3,726.00 (+4.19%) Homeowner's exemption$262,466 (+3%)$348,000 (+29.37%) Land $75,000 Building $273,000
2022$3,576.00 Homeowner's exemption$254,822$269,000 Land $55,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Xfinity.

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