5432 Benjamin St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 5432 Benjamin St, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,919 sqft · built 2013
Lot Size	0.561 acres (24,442 sqft)
Owner	Individual Name on Record
Last Sale	$462,500 (Oct 2022)
Tax Bill	$8,026 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-2548-000`

Property Details

APN / Parcel Number

Primary APN	`14-2548-000`
Alternative APNs	`18221-2-270906-003-2062` `221142548000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,919 sqft Living Area
Basement Area	1,919 sqft
Finished Basement	1,583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Block
Lot Area	24,442 sqft (0.561 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5432 BENJAMIN ST
City	EAU CLAIRE
State	WI
Zip	54703-9801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 48 SHOREWOOD HEIGHTS
Legal Range	09W
Legal Township	27N
Legal Section	06
Legal Subdivision	SHOREWOOD HEIGHTS
Legal Lot Number	48
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	2
Census Block	2007
Census Tract	1500

Owner

Source: Eau Claire County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5432 BENJAMIN ST, EAU CLAIRE, WI 54703-9801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit
Oct 5, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2019	Warranty Deed, Transfer · Conventional Mortgage DAIRY STATE BANK
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	20221237385
Prior Transfer Date	Sep 9, 2022
Prior Transfer Doc	0001237385
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Recording Date	Jun 22, 2026
Property Address	5432 BENJAMIN ST, EAU CLAIRE, WI 54703-9801
Document Number	0001281137
Instrument Date	Jun 4, 2026
Instrument	20261281137
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 BENJAMIN ST, EAU CLAIRE, WI 54703-9801

Mortgage

Document Number	0001281137,
Date	Jun 22, 2026
Instrument	20261281137

Lender

Agreement

Type	Line of Credit
Term	300 Months
Due	Jun 25, 2051

Interest

Rate	6.37%
Max Rate	-1%

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Oct 5, 2022
Property Address	5432 BENJAMIN ST, EAU CLAIRE, WI 54703-9801
Document Number	0001237385
Instrument Date	Sep 18, 2022
Instrument	1237385
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S BARSTOW ST, EAU CLAIRE, WI 54701-3603

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Aug 29, 2019
Property Address	5432 BENJAMIN ST, EAU CLAIRE, WI 54703-9801
Document Number	0001179751
Instrument Date	Aug 22, 2019
Instrument	1179751
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 BENJAMIN ST, EAU CLAIRE, WI 54703-9801

Mortgage

Document Number	0001179752
Date	Aug 29, 2019
Instrument	1179752

Lender

Name	DAIRY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	5432 BENJAMIN ST, EAU CLAIRE, WI 54703-9801
Document Number	0001151791
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5432 BENJAMIN ST EAU CLAIRE WI 547039801, EAU CLAIRE, WI 54703-9801

Mortgage

Document Number	0001151791
Date	Sep 26, 2017
Instrument	1151791

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,026.00	$404,800 (-1.96%) Land $42,000 Building $362,800	$529,500
2023		$412,900 (-) Land $42,000 Building $370,900
2022		$412,900 Land $42,000 Building $370,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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