Lubbock County property record for 5432 45th St, Lubbock, TX 79414
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,927 sqft · built 1965 |
| Lot Size | 0.179 acres (7,823 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,361 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R128806 |
| Primary APN | R128806 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,927 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,823 sqft (0.179 acres) |
| Lot Dimensions | 119 ft deep x 65.4 ft wide |
| Garage Area | 252 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5432 45TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79414-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | RICHLAND HILLS L 457 |
| Legal Subdivision | RICHLAND HILLS |
| Legal Lot Number | 4570 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1709 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5432 45TH ST, LUBBOCK, TX 79414-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2023 | Vendor's Lien, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Nov 24, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2023 |
| Deed Sale | Sep 7, 2023 |
| Prior Sale | Oct 22, 2019 |
| Deed Document Number | 2023034873 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 7, 2023 |
| Property Address | 5432 45TH ST, LUBBOCK, TX 79414-1330 |
| Document Number | 0000034873 |
| Map Reference | VOL 993 PG 241 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 2023034873 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5432 45TH ST, LUBBOCK, TX 79414-1330 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034874 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 2023034874 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5432 45TH ST, LUBBOCK, TX 79414-1330 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000053396 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020053396 |
| Name | FIRST UNITED BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79416 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,361.00 (-0.97%) | $189,964 (+38.67%) Land $27,000 Building $162,964 | $189,964 (+38.67%) Land $27,000 Building $162,964 |
| 2024 | $3,394.00 (+33.31%) | ||
| 2023 | $2,546.00 (+8.39%) | $136,989 (+18.05%) Land $9,810 Building $127,179 | $136,989 (+18.05%) Land $9,810 Building $127,179 |
| 2022 | $2,349.00 | $116,043 Land $9,810 Building $106,233 | $116,043 Land $9,810 Building $106,233 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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