5432 3rd St, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 5432 3rd St, Hokes Bluff, AL 35903

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,374 sqft · built 2005
Lot Size	1.15 acres (50,400 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Jul 2017)
Tax Bill	$734 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-06-14-0-001-178.001`

Property Details

APN / Parcel Number

Primary APN	`14-06-14-0-001-178.001`
Alternative APNs	`230899` `78499`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	50,400 sqft (1.15 acres)
Lot Dimensions	252 ft deep x 200 ft wide
Utility Building	340 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	230899
Street Address	5432 3RD ST
City	GADSDEN
State	AL
Zip	35903-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR COM INT E ROW OF GILMORE AVE & N ROW OF THIRD ST TH E 173 ALONG THIRD ST TO POB TH E 200S ALONG ROW TH N 252 TH W 200S TH S 252 TO POB LYING INSE1/4 NW1/4 HOKES BLUFF 14-12-7 967-195,D-2000-3714,D-2003-0569,D-2004-1187,D-2004-4265 D-20
Legal Range	7E
Legal Township	12S
Legal Section	14
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	2
Census Block	2031
Census Tract	10601

Owner

Source: Etowah County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5432 3RD ST, GADSDEN, AL 35903-4805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST FEDERAL BANK
Jul 18, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	May 31, 2017
Deed Document Number	20173453569
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	5432 3RD ST, HOKES BLUFF, AL 35903-4805
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3469891
Date	Jun 29, 2018
Instrument	3469891

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	TUSCALOOSA, AL 35406

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jul 18, 2017
Property Address	5432 3RD ST, HOKES BLUFF, AL 35903-4805
Document Number	3453569
Instrument Date	Jul 5, 2017
Instrument	3453569
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 PUCKETT RD, 335, HOKES BLUFF, AL 35903-4473

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5432 3RD ST, HOKES BLUFF, AL 35903-4805

Mortgage

Document Number	3453571
Date	Jul 18, 2017
Instrument	3453571

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	May 31, 2017
Property Address	5432 3RD ST, HOKES BLUFF, AL 35903-4805
Document Number	3451396
Instrument Date	May 10, 2017
Instrument	3451396
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 LE AN ST, 405, GLENCOE, AL 35905-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5432 3RD ST, GADSDEN, AL 35903-4805

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Hokes Bluff City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$734.00 (+0.14%) Homeowner's exemption	$19,100 (+0.1%) Land $2,420 Building $16,680	$190,800 (-) Land $24,200 Building $166,600
2023	$733.00 (+6.85%) Homeowner's exemption	$19,080 (+6.35%) Land $2,420 Building $16,660	$190,800 (+6.35%) Land $24,200 Building $166,600
2022	$686.00 Homeowner's exemption	$17,940 Land $2,420 Building $15,520	$179,400 Land $24,200 Building $155,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKES BLUFF WATER BOARD serves 5,536 people · EPA ID AL0000581
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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