FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
5431 YGNACIO AVE OAKLAND CA 946015537, OAKLAND, CA 94601-5537
July 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ALAMEDA CA
Recording Date
Jul 25, 2017
Property Address
5431 YGNACIO AVE, OAKLAND, CA 94601-5537
Document Number
0000161445
Map Reference
MAP23 PG58
Instrument Date
Jul 13, 2017
Instrument
2017161445
Transaction Type
Transfer
Record Updated
Aug 19, 2021
Title Company
OLD REPUBLIC TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5431 YGNACIO AVE, OAKLAND, CA 94601-5537
Mortgage
Document Number
0000161446
Date
Jul 25, 2017
Instrument
2017161446
Lender
Name
ALAMEDA MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Aug 1, 2047
Interest
Rate Type
Adjustable Rate
Rate
3.62%
Type Change Date
Aug 1, 2024
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
8.62%
Index
1-Year LIBOR
Max Rate
8.62%
Tax Assessment & Valuation
The 2025 property tax bill for 5431 Ygnacio Ave was $12,576, up 3.8% from the year before.
Source: Alameda County assessment roll, as of August 5, 2026
Property Jurisdictions
Type
Name
State
California
County
Alameda County
Municipality
Oakland City
Unified School District
Oakland Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$847,780 (+2.87%)Land $254,334Building $593,446
2025
$12,576.00 (+3.83%)Homeowner's exemption
$824,158Land $249,347Building $581,811
2024
$12,112.00 (-4.93%)
2023
$12,740.00Homeowner's exemption
$798,888Land $239,666Building $559,222
$783,180
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 5431 Ygnacio Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2006)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jun 2006 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 5431 Ygnacio Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source
Surface water
Last State Inspection
Dec 2021
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 1,191 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Sonic Telecom Fiber
10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area