5431 W Tapps Dr E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 5431 W Tapps Dr E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 2,108 sqft · built 1989
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$610,000 (Oct 2004)
Tax Bill$15,515 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN505500-0-010

Property Details

APN / Parcel Number

Primary APN505500-0-010

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,108 sqft Living Area
Gross Area602 sqft
Upper Floors Area1,025 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2018
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Lot Width130 ft Width
TerrainLow
View / LotLake Front
Garage TypeAttached
Garage Area458 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchCovered Porch
Porch Area857 sqft
Deck Area849 sqft
Patio Area993 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5431 W TAPPS DR E
CityLAKE TAPPS
StateWA
Zip98391-8912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionSECTION 21 TOWNSHIP 20 RANGE 05 QUARTER 14 LAKE TAPPS EVERGREEN: LAKE TAPPS EVERGREEN L 3 B 1 THE GROUND IF ANY BTWN LOT 3 B 1 & CITY RD R/W
Legal Range05
Legal Township20
Legal Section21
Legal SubdivisionLAKE TAPPS EVERGREEN
Legal Block1
Legal Lot Number3
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group5
Census Block5000
Census Tract70313

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22741 PACIFIC COAST HWY, 400, MALIBU, CA 90265-5876
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Deed of Trust, Mortgage · Conventional Mortgage
VERUS RESIDENTIAL LOANCO LLC
Jun 21, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIDELITY NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 7, 2004 · Amount on Record
Deed SaleOct 7, 2004 · Amount on Record
Prior SaleOct 27, 1995 · Amount on Record
Deed Document Number2004226
Prior Transfer DateNov 24, 1999
Prior Transfer Doc0000000426
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address5431 W TAPPS DR E, LAKE TAPPS, WA 98391-8912
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5738 RAINBOW HILL RD, AGOURA HILLS, CA 91301-1425

Mortgage

Document Number0009110108
DateSep 11, 2025
Instrument202509110108
Lender
NameVERUS RESIDENTIAL LOANCO LLC
TypeMortgage Company
AddressMINNEAPOLIS, MN 55425
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address5431 W TAPPS DR E, LAKE TAPPS, WA 98391-8912
Transaction TypeMortgage
Record UpdatedJul 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address22741 PACIFIC COAST HWY, MALIBU, CA 90265-5878

Mortgage

Document Number0006210373
DateJun 21, 2023
Instrument202306210373
Lender
NameFIDELITY NATIONAL TITLE INSURANCE
TypeInsurance Company
AddressNEWPORT BEACH, CA 92660
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJun 21, 2024

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictSumner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,388,800 (+0.56%) Land $757,300 Building $631,500$1,388,800 (+0.56%) Land $757,300 Building $631,500
2025$15,515.00 (+19.56%)$1,381,100 (+12.16%) Land $793,300 Building $587,800$1,381,100 (+12.16%) Land $793,300 Building $587,800
2024$12,977.00 (-1%)$1,231,400 (-4.34%) Land $701,300 Building $530,100$1,231,400 (-4.34%) Land $701,300 Building $530,100
2023$13,108.00$1,287,300 Land $752,100 Building $535,200$1,287,300 Land $752,100 Building $535,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cyberdyne Networks
Fixed Wireless
100 / 100

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