Howard County property record for 5431 Vantage Point Rd, #4, Columbia, MD 21044 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,444 sqft · built 1984 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $320,000 (Jul 2018) |
| Tax Bill | $5,908 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-068892 |
| Primary APN | 15-068892 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Total Area |
| Basement Area | 492 sqft |
| Finished Basement | 492 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Type | Mixed |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 068892 |
|---|---|
| Street Address | 5431 VANTAGE POINT RD, 4 |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-2630 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | P/O LOT D-8 1.2718 A 5431 VANTAGE POINT RD U4 TOWN CENTER S 7 AR 7 |
| Legal Subdivision | WATERBURY CONDOMINIUM |
| Legal Lot Number | UN 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 605404 |
Source: Howard County records · APN 15-068892
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 8262 GLENMAR RD, ELLICOTT CITY, MD 21043-6996 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 10, 2022 | Intrafamily Transfer, Transfer |
| Jul 13, 2018 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Prior Sale | Jul 20, 1998 · Amount on Record |
| Deed Book / Page | 18271 / 284 |
| Last Transfer Date | Dec 23, 2021 |
| Transfer Doc | 0212520421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5431 VANTAGE POINT RD # 4, 4, COLUMBIA, MD 21044-2630 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0204100096 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 20410/96 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5431 VANTAGE POINT RD # 4, 4, COLUMBIA, MD 21044-2630 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | STANDARD TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0194450028 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 19445/28 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 10, 2022 |
| Property Address | 5431 VANTAGE POINT RD # 4, 4, COLUMBIA, MD 21044-2630 |
| Document Number | 0212520421 |
| Book / Page | 21252 / 421 |
| Map Reference | PL 5753,5755,5636 |
| Instrument Date | Dec 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8262 GLENMAR RD, ELLICOTT CITY, MD 21043-6996 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 13, 2018 |
| Property Address | 5431 VANTAGE POINT RD # 4, 4, COLUMBIA, MD 21044-2630 |
| Document Number | 0182710284 |
| Book / Page | 018271 / 000284 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5431 VANTAGE POINT RD #4 COLUMBIA MD 210442630, 4, COLUMBIA, MD 21044-2630 |
| Document Number | 182710289 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 018271/000289 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2048 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,633 (+5.63%) | $424,100 (-) Land $170,000 Building $254,100 | |
| 2025 | $5,908.00 (+5.52%) | $381,167 (+11.54%) | $424,100 (+17.9%) Land $170,000 Building $254,100 |
| 2024 | $5,599.00 (+53.61%) | ||
| 2023 | $341,733 | $359,700 Land $155,000 Building $204,700 | |
| 2022 | $3,645.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276054041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 units insured 28 under condo master policies |
| Wildfire Risk | Low above 4% of the US · above 8% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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