5431 Moonlight Ln, La Jolla, CA 92037 Property Records

San Diego County property record for 5431 Moonlight Ln, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,253 sqft · built 2010
Lot Size	0.175 acres (7,600 sqft)
Owner	Company Name on Record
Tax Bill	$27,576 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`357-703-04-00`

Property Details

APN / Parcel Number

Primary APN	`357-703-04-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,253 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	7,600 sqft (0.175 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	5431 MOONLIGHT LN
City	LA JOLLA
State	CA
Zip	92037-7726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-5
Legal Description	LOT 30 TR 004551
Legal Subdivision	LA JOLLA MESA TERRACE
Legal Tract	004551
Legal Block	3
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	8310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5431 MOONLIGHT LN, LA JOLLA, CA 92037-7726
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Intrafamily Transfer, Transfer
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
May 23, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 5, 2021
Transfer Doc	0000802524
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2021
Property Address	5431 MOONLIGHT LN, LA JOLLA, CA 92037-7726
Document Number	0000802524
Map Reference	MAP 4551
Instrument Date	Nov 5, 2021
Instrument	2021-0802524
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5431 MOONLIGHT LN, LA JOLLA, CA 92037-7726
Investor	Possibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5431 MOONLIGHT LN, LA JOLLA, CA 92037-7726
Document Number	0000388810
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5431 MOONLIGHT LN LA JOLLA CA 920377726, LA JOLLA, CA 92037-7726

Mortgage

Document Number	0000388810
Date	Jul 20, 2020
Instrument	388810

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5431 MOONLIGHT LN, LA JOLLA, CA 92037-7726
Document Number	0000555804
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5431 MOONLIGHT LN LA JOLLA CA 920377726, LA JOLLA, CA 92037-7726

Mortgage

Document Number	0000555804
Date	Nov 27, 2019
Instrument	555804

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2018
Property Address	5431 MOONLIGHT LN, LA JOLLA, CA 92037-7726
Document Number	0000208945
Instrument Date	May 8, 2018
Instrument	208945
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5431 MOONLIGHT LN LA JOLLA CA 920377726, LA JOLLA, CA 92037-7726

Mortgage

Document Number	208946
Date	May 23, 2018
Instrument	208946

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2018
Property Address	5431 MOONLIGHT LN, LA JOLLA, CA 92037-7726
Document Number	0000148481
Instrument Date	Mar 19, 2018
Instrument	148481
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5416 MOONLIGHT LN LA JOLLA CA 920377725, LA JOLLA, CA 92037-7725

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,209,649 (+2%) Land $1,740,876 Building $468,773
2025	$27,576.00 (+8.33%) Homeowner's exemption	$2,166,324 (+4.04%) Land $1,706,742 Building $459,582
2023	$25,456.00 (+2.74%) Homeowner's exemption	$2,082,205 Land $1,640,468 Building $441,737
2022	$24,778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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