5431 James Michael Dr, Rosharon, TX 77583 Property Records

Fort Bend County property record for 5431 James Michael Dr, Rosharon, TX 77583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,390 sqft · built 2022
Lot Size	0.134 acres (5,839 sqft)
Owner	Individual Name on File
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R518205`

Property Details

APN / Parcel Number

Primary APN	`R518205`
Alternative APN	`2499-01-003-0770-907`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,390 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	5,839 sqft (0.134 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R518205
Street Address	5431 JAMES MICHAEL DR
City	ROSHARON
State	TX
Zip	77583-4799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTON HEIGHTS SEC 1, BLOCK 3, LOT 77
Legal Subdivision	CHARLESTON HEIGHTS SEC 1
Legal Block	3
Legal Lot Number	77
Jurisdiction	FORT BEND TX
Township / Civil Division	STAFFORD-MISSOURI CITY
Census Block Group	2
Census Block	2031
Census Tract	670801

Owner

5431 James Michael Dr is owned and occupied by an individual who acquired it in December 2022.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5431 JAMES MICHAEL DR, ROSHARON, TX 77583-4799
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Jan 31, 2023	Correction Deed LC TITLE, LCH TITLE
Dec 13, 2022	Vendor's Lien, Subdivision Related Transfer · Stand-Alone Second Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022
Deed Sale	Dec 13, 2022
Deed Document Number	2022149901
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	5431 JAMES MICHAEL DR, ROSHARON, TX 77583-4799
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149903
Date	Dec 13, 2022
Instrument	2022149903

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	FORT BEND TX
Recording Date	Jan 31, 2023
Property Address	5431 JAMES MICHAEL DR, ROSHARON, TX 77583-4799
Document Number	0000009028
Map Reference	PL 20210043
Instrument Date	Jan 31, 2023
Instrument	2023009028
Record Updated	Dec 8, 2023
Title Company	LC TITLE, LCH TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13941, AUSTIN, TX 78711-3941

December 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Dec 13, 2022
Property Address	5431 JAMES MICHAEL DR, ROSHARON, TX 77583-4799
Document Number	0000149901
Map Reference	PL 20210043
Instrument Date	Dec 9, 2022
Instrument	2022149901
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2026
Title Company	LC TITLE, LCH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 JAMES MICHAEL DR, ROSHARON, TX 77583-4799

Mortgage

Document Number	0000149902
Date	Dec 13, 2022
Instrument	2022149902

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5431 James Michael Dr was $2,297 with a homeowner's exemption, down 64.4% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Fort Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00 (-64.43%) Homeowner's exemption	$253,000 (-0.61%) Land $61,100 Building $191,900	$253,000 (-0.61%) Land $61,100 Building $191,900
2024	$6,457.00 (+71.14%) Homeowner's exemption	$254,542 (+3.07%) Land $61,100 Building $193,442	$254,542 (+3.07%) Land $61,100 Building $193,442
2023	$3,773.00	$246,963 Land $47,000 Building $199,963	$246,963 Land $47,000 Building $199,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5431 James Michael Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5431 James Michael Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: Astound Broadband, Frontier, T-Mobile.

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