5431 E Commerce Ave, Spokane, WA 99212 Property Records

Spokane County property record for 5431 E Commerce Ave, Spokane, WA 99212

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,972 sqft · built 1979
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,500 (May 2022)
Tax Bill	$3,609 (2026)
Deeds & Mortgages	May 2022 Sale Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35114.1029`

Property Details

APN / Parcel Number

Primary APN	`35114.1029`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,972 sqft Living Area
1st Floor Area	1,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2020
Architectural Style	Split Foyer
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	234 sqft
Patio Area	12 sqft
Canopy	12 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	5431 E COMMERCE AVE
City	SPOKANE
State	WA
Zip	99212-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PARKWATER ADD LT 30 BLK 63
Legal Subdivision	PARKWATER
Legal Block	63
Legal Lot Number	30
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1023
Census Tract	12200

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5431 E COMMERCE AVE, SPOKANE, WA 99212-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Oct 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Mar 31, 1998 · Amount on Record
Deed Document Number	20227207759
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	0006984895
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 17, 2022
Property Address	5431 E COMMERCE AVE, SPOKANE, WA 99212-1309
Document Number	0007207759
Map Reference	VOL P PG 48&49
Instrument Date	May 16, 2022
Instrument	7207759
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$5,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 E COMMERCE AVE, SPOKANE, WA 99212-1309

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 22, 2020
Property Address	5431 E COMMERCE AVE, SPOKANE, WA 99212-1309
Document Number	0006984895
Map Reference	VOL P PG 48&49
Instrument Date	Oct 14, 2020
Instrument	6984895
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 E COMMERCE AVE, SPOKANE, WA 99212-1309

Mortgage

Document Number	0006984896
Date	Oct 22, 2020
Instrument	6984896

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	West Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,609.00 (+6.68%)	$370,000 (+48.59%) Land $65,000 Building $305,000	$370,000 (+48.59%) Land $65,000 Building $305,000
2025	$3,383.00 (+43.71%)
2024		$249,000 (+23.21%) Land $50,000 Building $199,000	$249,000 (+23.21%) Land $50,000 Building $199,000
2023	$2,354.00 (+4.76%)	$202,100 Land $33,500 Building $168,600	$202,100 Land $33,500 Building $168,600
2022	$2,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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