5431 E Buchanan Rd, Hesperia, MI 49421 Property Records

Oceana County property record for 5431 E Buchanan Rd, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2020)
Tax Bill	$3,517 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-007-200-02`

Property Details

APN / Parcel Number

Primary APN	`014-007-200-02`

Exterior

Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Street Address	5431 E BUCHANAN RD
City	HESPERIA
State	MI
Zip	49421-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 7 T14N R15W. 40 ANE 1/4 OF NE 1/4. 5431 E BUCHANAN RD DC 2017/19859 FOR LEN SMITH SR WD9411656 QC-L2007P24217 QC-L2007P24
Legal Range	15W
Legal Township	14N
Legal Section	07
Jurisdiction	OCEANA MI
Township / Civil Division	NEWFIELD
Census Block Group	3
Census Block	3056
Census Tract	10600

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5431 E BUCHANAN RD, HESPERIA, MI 49421-9336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 27, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Deed Document Number	20206152
Deed Book / Page	2020 / 23368
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	2020/23368
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	5431 E BUCHANAN RD, HESPERIA, MI 49421-9336
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 E BUCHANAN RD, HESPERIA, MI 49421-9336

Mortgage

Document Number	2021/23383
Date	Sep 7, 2021
Book Page	2021/23383
Instrument	202100006181

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	5431 E BUCHANAN RD, HESPERIA, MI 49421-9336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/019861
Date	Oct 12, 2017
Book Page	2017/019861
Instrument	201700006009

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Oct 27, 2020
Property Address	5431 E BUCHANAN RD, HESPERIA, MI 49421-9336
Document Number	2020/23368
Book / Page	2020 / 23368
Instrument Date	Aug 7, 2020
Instrument	202000006152
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	AMROCK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5431 E BUCHANAN RD, HESPERIA, MI 49421-9336

Mortgage

Document Number	2020/23371
Date	Oct 27, 2020
Book Page	2020/23371
Instrument	202000006153

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Newfield Township
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,500 (+7.89%) Land $165,500	$331,000 (+7.89%) Land $331,000
2025	$3,517.00 (+2.33%) Homeowner's exemption	$153,400 (+26.26%) Land $153,400	$306,800 (+26.26%) Land $306,800
2024	$3,437.00 (+10.05%)
2023		$121,500 Land $121,500	$243,000 (-) Land $243,000
2022	$3,123.00		$243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Buchanan Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures