5431 Cramer Rd, Canandaigua, NY 14424 Property Records

Ontario County and Canandaigua Town property record for 5431 Cramer Rd, Canandaigua, NY 14424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,750 sqft · built 1860
Lot Size	7.1 acres (309,276 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Dec 2018)
Tax Bill	$13,406 (2026)
Deeds & Mortgages	Aug 2020 Refinance Dec 2018 Foreclosure
APN	`1356-000-02`

Property Details

APN / Parcel Number

Primary APN	`1356-000-02`
Alternative APNs	`322400 126.00-1-2.100` `24001260000001002100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,750 sqft Living Area
1st Floor Area	2,022 sqft
2nd Floor Area	1,728 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	309,276 sqft (7.1 acres)
Garage Type	Detached
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	1,819 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1356-000-02
Street Address	5431 CRAMER RD
City	CANANDAIGUA
State	NY
Zip	14424-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR2
Legal Block	1
Legal Lot Number	2.100
Jurisdiction	ONTARIO NY
Township / Civil Division	CANANDAIGUA
Census Block Group	1
Census Block	1003
Census Tract	50601

Owner

5431 Cramer Rd is owned and occupied by two individuals who bought it in December 2018.

Source: Ontario County and Canandaigua Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5431 CRAMER RD, CANANDAIGUA, NY 14424-9019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Dec 21, 2018	Trustee's Deed, Foreclosure · Stand-Alone First Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Deed Book / Page	1420 / 454
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	5431 CRAMER RD, CANANDAIGUA, NY 14424-9019
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	QUICKSILVA TITLE LLC, QUICKSILVA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2984/187
Date	Aug 25, 2020
Book Page	2984/187

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONTARIO NY
Recording Date	Dec 21, 2018
Property Address	5431 CRAMER RD, CANANDAIGUA, NY 14424-9019
Document Number	001420/454
Book / Page	1420 / 454
Transaction Type	Foreclosure
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002862910
Date	Dec 21, 2018
Instrument	2862/910

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	1420/454
Date	Dec 21, 2018
Book Page	1420/454

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 5431 Cramer Rd was $13,406, up 5.3% from the year before.

Source: Ontario County and Canandaigua Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Canandaigua Town
Unified School District	Canandaigua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,406.00 (+5.28%)
2025	$12,734.00	$546,000 Land $39,700 Building $506,300	$593,500 Land $43,154 Building $550,346
2023		$546,000 Land $39,700 Building $506,300	$546,000 Land $39,700 Building $506,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5431 Cramer Rd; there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5431 Cramer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANANDAIGUA TOWN CONS. WD serves 6,800 people · EPA ID NY3430008
Water Source	Purchased surface water from CANANDAIGUA CITY
Last State Inspection	Dec 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100

May also be available: GoNetspeed.

Nearby Properties on Cramer Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures