5431 Buffet Ct, Granger, IN 46530 Property Records

St. Joseph County property record for 5431 Buffet Ct, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,366 sqft · built 2003
Lot Size	0.179 acres (7,836 sqft)
Owner	Individual Name on Record
Tax Bill	$2,447 (2024)
Deeds & Mortgages	Nov 2009 Mortgage Feb 2007 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`71-04-27-378-046.000-036`

Property Details

APN / Parcel Number

Primary APN	`71-04-27-378-046.000-036`
Alternative APN	`0301012016205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,366 sqft Living Area
Basement Area	1,366 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,836 sqft (0.179 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0301012016205
Street Address	5431 BUFFET CT
City	GRANGER
State	IN
Zip	46530-4480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 MAIN ST VILLAS 1ST REPLAT 04/05 NEW REPLAT TRANS 9268 9/23/03
Legal Subdivision	MAIN ST VILLAS 01 REP
Legal Lot Number	7
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	3
Census Block	3001
Census Tract	11505

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5431 BUFFET CT, GRANGER, IN 46530-4480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2009	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Feb 27, 2007	Trustee's Deed, Foreclosure · ARM KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 27, 2007
Transfer Doc	0707651
Record Updated	Jun 8, 2026

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	5431 BUFFET CT, GRANGER, IN 46530-4480
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000937255
Date	Nov 10, 2009
Instrument	0937255

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2039

February 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 27, 2007
Property Address	5431 BUFFET CT, GRANGER, IN 46530-4480
Document Number	0000707651
Map Reference	DOC0361130
Instrument Date	Feb 23, 2007
Instrument	0707651
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	HOLD FOR MERIDIAN TITLE CROP

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000707653
Date	Feb 27, 2007
Instrument	0707653

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2010
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

Mortgage

Document Number	0000707652
Date	Feb 27, 2007
Instrument	0707652

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Municipality	Mishawaka City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$315,700 (+55.21%) Land $53,000 Building $262,700	$315,700 (+55.21%) Land $53,000 Building $262,700
2024	$2,447.00 (+19.48%)
2023	$2,048.00 (-19.97%)	$203,400 (-20.52%) Land $43,000 Building $160,400	$203,400 (-20.52%) Land $43,000 Building $160,400
2022	$2,559.00 Homeowner's exemption	$255,900 Land $53,000 Building $202,900	$255,900 Land $53,000 Building $202,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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