Thurston County property record for 5431 57th Loop SE, Lacey, WA 98503
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,443 sqft · built 2010 |
| Lot Size | 0.059 acres (2,557 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Oct 2019) |
| Tax Bill | $3,757 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 77090000800 |
| Primary APN | 77090000800 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,443 sqft Living Area |
| Gross Area | 1,823 sqft |
| 1st Floor Area | 676 sqft |
| Upper Floors Area | 767 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 2,557 sqft (0.059 acres) |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 40 sqft |
| Patio Area | 192 sqft |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5431 57TH LOOP SE |
|---|---|
| City | LACEY |
| State | WA |
| Zip | 98503-9000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD 3-6 |
| Legal Description | SECTION 33 TOWNSHIP 18 RANGE 1W QUARTER SE SW PLAT SUMMERWALK DIV 1A LT 8 DOCUMENT 3887940 |
| Legal Range | 01 |
| Legal Township | 18 |
| Legal Section | 33 |
| Legal Subdivision | SUMMERWALK |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | OLYMPIA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11625 |
Source: Thurston County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5431 57TH LOOP SE, LACEY, WA 98503-9000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE CAPITAL |
| Jul 10, 2020 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 10, 2019 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2019 · Amount on Record |
| Deed Sale | Oct 10, 2019 · Amount on Record |
| Prior Sale | Feb 1, 2013 · Amount on Record |
| Deed Document Number | 20194712522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Oct 7, 2026 |
| Property Address | 5431 57TH LOOP SE, LACEY, WA 98503-9000 |
| Document Number | 0005118797 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20265118797 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Document Number | 0005118797, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 20265118797 |
| Name | MORTGAGE CAPITAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 5431 57TH LOOP SE, LACEY, WA 98503-9000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004765553 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 4765553 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Oct 10, 2019 |
| Property Address | 5431 57TH LOOP SE, LACEY, WA 98503-9000 |
| Document Number | 0004712522 |
| Map Reference | DOC 3887940 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 4712522 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FATCO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,984.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5431 57TH LOOP SE, LACEY, WA 98503-9000 |
| Document Number | 0004712523 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 4712523 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Thurston County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Lacey City |
| Unified School District | North Thurston Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,757.00 (+19.84%) | ||
| 2025 | $362,100 (+10.03%) Land $68,100 Building $294,000 | $362,100 (+10.03%) Land $68,100 Building $294,000 | |
| 2023 | $3,135.00 | ||
| 2022 | $329,100 Land $37,400 Building $291,700 | $329,100 Land $37,400 Building $291,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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