5431 16th St, Lubbock, TX 79416 Property Records

Lubbock County property record for 5431 16th St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,922 sqft · built 1965
Lot Size	0.229 acres (9,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,135 (Dec 2024)
Tax Bill	$3,971 (2025)
Deeds & Mortgages	Dec 2024 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R93043`

Property Details

APN / Parcel Number

Primary APN	`R93043`
Alternative APN	`R0320000000002800000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,922 sqft Living Area
Gross Area	2,489 sqft
1st Floor Area	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	9,960 sqft (0.229 acres)
Lot Dimensions	119 ft deep x 83.7 ft wide
Garage Type	Attached
Garage Area	567 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5431 16TH ST
City	LUBBOCK
State	TX
Zip	79416-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALFORD TERRACE L 280
Legal Subdivision	ALFORD TERRACE
Legal Lot Number	280
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2008
Census Tract	402

Owner

Source: Lubbock County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5431 16TH ST, LUBBOCK, TX 79416-5403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK
May 28, 2021	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK
Jun 30, 2020	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Jan 2, 2020	Warranty Deed, Construction Loan · Construction Mortgage VIVI LLC
Dec 13, 2019	Warranty Deed, Transfer HUB CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	202449813
Prior Transfer Date	May 27, 2021
Prior Transfer Doc	0000026435
Record Updated	Oct 29, 2026

December 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 26, 2024
Property Address	5431 16TH ST, LUBBOCK, TX 79416-5403
Document Number	0000049813
Map Reference	VOL 1032 PG 189
Instrument Date	Dec 26, 2024
Instrument	2024049813
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 16TH ST, LUBBOCK, TX 79416-5403
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049814
Date	Dec 26, 2024
Instrument	2024049814

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 28, 2021
Property Address	5431 16TH ST, LUBBOCK, TX 79416-5403
Document Number	0000026435
Map Reference	VOL 1032 PG 189
Instrument Date	May 27, 2021
Instrument	2021026435
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 16TH ST, LUBBOCK, TX 79416-5403

Mortgage

Document Number	0000026436
Date	May 28, 2021
Instrument	2021026436

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 30, 2020
Property Address	5431 16TH ST, LUBBOCK, TX 79416-5403
Document Number	0000026505
Map Reference	VOL 1032 PG 189
Instrument Date	Jun 29, 2020
Instrument	2020026505
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 16TH ST, LUBBOCK, TX 79416-5403

Mortgage

Document Number	0000026506
Date	Jun 30, 2020
Instrument	2020026506

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jan 2, 2020
Property Address	5431 16TH ST, LUBBOCK, TX 79416-5403
Document Number	0000000095
Instrument Date	Jan 2, 2020
Instrument	95
Transaction Type	Construction Loan
Record Updated	Jan 24, 2020
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5240 MARSHA SHARP FWY LUBBOCK TX 794073524, LUBBOCK, TX 79407-3524

Mortgage

Document Number	96
Date	Jan 2, 2020
Instrument	96

Lender

Name	VIVI LLC
Address	4009 92ND ST, LUBBOCK, TX 79423-2929

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Dec 13, 2019
Property Address	5431 16TH ST, LUBBOCK, TX 79416-5403
Document Number	0000048954
Instrument Date	Dec 12, 2019
Instrument	48954
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	HUB CITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5807 91TH ST LUBBOCK TX 79424, LUBBOCK, TX 79424

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,971.00 (+42.69%)	$224,436 (+14.2%) Land $28,000 Building $196,436	$224,436 (+14.2%) Land $28,000 Building $196,436
2024	$2,783.00 (+1.98%)
2023	$2,729.00 (-15.88%) Homeowner's exemption	$196,526 Land $18,414 Building $178,112	$196,526 Land $18,414 Building $178,112
2022	$3,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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