Osceola County property record for 5430 Pine Lilly Dr, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2023 |
| Square Footage | 1,990 sqft Living Area |
| Lot Size | 5,662 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2025) |
| Tax Bill | $5,269.00 (2024) |
| Primary APN | 21-25-31-5277-0001-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,990 sqft Living Area |
| Gross Area | 2,732 sqft Gross Area |
| 1st Floor | 1,990 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Porch Area | 238 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 5430 PINE LILLY DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-0120 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SIENA RESERVE PH 3 PB 32 PGS 186-187 LOT 2 |
| Legal Subdivision | SIENA RESERVE PHASE 3 |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 21-25-31-5277-0001-0020
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5430 PINE LILLY DR, SAINT CLOUD, FL 34771-0120 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Sep 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU |
| Sep 16, 2025 | Correction Deed RED DOOR TITLE |
| May 01, 2025 | Quit Claim Deed, Transfer Quitclaim Document |
| May 19, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | May 01, 2025 · Amount on Record |
| Deed Doc Number | 2025114708 |
| Deed Book / Page | 6849 / 2704 |
| Prior Transfer Date | Sep 08, 2025 |
| Prior Transfer Doc | 0068492701 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 16, 2025 |
| Property Address | 5430 PINE LILLY DR, SAINT CLOUD, FL 34771-0120 |
| Document Number | 0068492704 |
| Book / Page | 6849 / 2704 |
| Map Reference | MB 32 PG 186&187 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025114708 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4980 WORCHESTER DR, KISSIMMEE, FL 34746-6634 |
| Name | Verified Name |
|---|---|
| Address | 5430 PINE LILLY DR, SAINT CLOUD, FL 34771-0120 |
| Document Number | 0068492706 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 6849/2706 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 16, 2025 |
| Property Address | 5430 PINE LILLY DR, SAINT CLOUD, FL 34771-0120 |
| Document Number | 0068492701 |
| Book / Page | 6849 / 2701 |
| Map Reference | MB 32 PG 186&187 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025114706 |
| Record Updated | Dec 12, 2025 |
| Title Company | RED DOOR TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 4980 WORCHESTER DR, KISSIMMEE, FL 34746-6634 |
| Name | Verified Name |
|---|---|
| Address | 4980 WORCHESTER DR, KISSIMMEE, FL 34746-6634 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 01, 2025 |
| Property Address | 5430 PINE LILLY DR, SAINT CLOUD, FL 34771-0120 |
| Document Number | 0067801070 |
| Book / Page | 6780 / 1070 |
| Map Reference | MB 32 PG 186 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 2025055044 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,252.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5430 PINE LILLY DR, SAINT CLOUD, FL 34771-0120 |
| Name | Verified Name |
|---|---|
| Address | 5430 PINE LILLY DR, SAINT CLOUD, FL 34771-0120 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 19, 2023 |
| Property Address | 5430 PINE LILLY DR, SAINT CLOUD, FL 34771-0120 |
| Document Number | 0064102139 |
| Book / Page | 6410 / 2139 |
| Map Reference | MB 32 PG 186 |
| Instrument Date | May 17, 2023 |
| Instrument | 2023064757 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,967.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 5430 PINE LILLY DR, SAINT CLOUD, FL 34771-0120 |
| Document Number | 0064102141 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 6410/2141 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,524.00 (+4.84%) | $347,300 (+3.36%) Land $75,000 Building $272,300 | $347,300 (+3.36%) Land $75,000 Building $272,300 |
| 2024 | $5,269.00 (+229.52%) | $336,000 (+38%) Land $70,000 Building $266,000 | $336,000 (+38%) Land $70,000 Building $266,000 |
| 2023 | $1,599.00 | $70,000 Land $70,000 | $70,000 Land $70,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 81% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 157 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures