5430 Oakrun Cir, Cumming, GA 30040 Property Records

Forsyth County property record for 5430 Oakrun Cir, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,300 sqft · built 2002
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$371,000 (Sep 2012)
Tax Bill	$7,796 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-000-242`

Property Details

APN / Parcel Number

Primary APN	`105-000-242`
Alternative APNs	`000000080658` `0000263165` `105 242`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,300 sqft Living Area
1st Floor Area	1,773 sqft
Basement Area	1,773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	117 sqft
Deck Area	Deck Area
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000263165
Street Address	5430 OAKRUN CIR
City	CUMMING
State	GA
Zip	30040-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	2-1 269 LT 192 UN 2 PH B EST@CREEKSIDE
Legal Subdivision	ESTATES AT CREEKSIDE
Legal Phase	B
Legal Block	3
Legal Lot Number	192
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	3
Census Block	3012
Census Tract	130410

Owner

5430 Oakrun Cir is owned and occupied by two individuals who bought it in September 2012.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5430 OAKRUN CIR, CUMMING, GA 30040-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Feb 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2012 · Amount on File
Deed Sale	Sep 14, 2012 · Amount on File
Prior Sale	Dec 4, 2002 · Amount on File
Deed Document Number	20127440
Deed Book / Page	6498 / 390
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5430 OAKRUN CIR, CUMMING, GA 30040-1211
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 OAKRUN CIR, CUMMING, GA 30040-1211

Mortgage

Document Number	0108640000000692
Date	Oct 28, 2022
Book Page	0000010864/0000000692

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5430 OAKRUN CIR, CUMMING, GA 30040-1211
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 OAKRUN CIR, CUMMING, GA 30040-1211

Mortgage

Document Number	0111870000000197
Date	Feb 16, 2024
Book Page	0000011187/0000000197

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5430 OAKRUN CIR, CUMMING, GA 30040-1211
Document Number	0098070315
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5430 OAKRUN CIR CUMMING GA 300401211, CUMMING, GA 30040-1211

Mortgage

Document Number	0098070315
Date	Dec 16, 2020
Book Page	009807/000315

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5430 Oakrun Cir was $7,796, up 6.3% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,796.00 (+6.27%)	$317,940 Land $60,000 Building $257,940	$794,850 Land $150,000 Building $644,850
2024	$7,336.00 (-0.43%)
2023	$7,368.00 (+15.79%)	$299,356 (+59.76%) Land $60,000 Building $239,356	$748,390 (+59.76%) Land $150,000 Building $598,390
2022	$6,363.00	$187,376 Land $32,000 Building $155,376	$468,440 Land $80,000 Building $388,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5430 Oakrun Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5430 Oakrun Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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