5430 Greenhaw Rd, Decherd, TN 37324 Property Records

Franklin County property record for 5430 Greenhaw Rd, Decherd, TN 37324

Property Summary

Property Type	Rural Home
Details	1 ba · 2,080 sqft · built 1990
Lot Size	24.4 acres (1,064,606 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Aug 2019)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026047 02200`

Property Details

APN / Parcel Number

Primary APN	`026047 02200`
Alternative APN	`047 02200`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,440 sqft
Upper Floors Area	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,064,606 sqft (24.4 acres)
Terrain	Mountain
Garage Type	Mixed
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	492 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5430 GREENHAW RD
City	DECHERD
State	TN
Zip	37324-4121
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 10, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	1
Census Block	1070
Census Tract	960100

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5430 GREENHAW RD, DECHERD, TN 37324-4121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit ASCEND FEDERAL CREDIT UNION
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage STONE FORT MORTGAGE INC
Jun 18, 2018	Warranty Deed, Transfer · VA Mortgage LEGACY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Nov 28, 2007 · Amount on Record
Deed Document Number	19005039
Deed Book / Page	D0438 / 326
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Recording Date	May 27, 2026
Property Address	5430 GREENHAW RD, DECHERD, TN 37324-4121
Document Number	0000003856
Book / Page	1622 / 144
Instrument Date	May 15, 2026
Instrument	20263856
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 GREENHAW RD, DECHERD, TN 37324-4121

Mortgage

Document Number	0000003856,
Date	May 27, 2026
Book Page	1622/144
Instrument	20263856

Lender

Name	ASCEND FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 26, 2019
Property Address	5430 GREENHAW RD, DECHERD, TN 37324-4121
Document Number	0019005039
Book / Page	D0438 / 326
Instrument Date	Aug 23, 2019
Instrument	19005039
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 GREENHAW RD, DECHERD, TN 37324-4121

Mortgage

Document Number	0019005040
Date	Aug 26, 2019
Instrument	19005040

Lender

Name	STONE FORT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 18, 2018
Property Address	5430 GREENHAW RD, DECHERD, TN 37324-4121
Document Number	0000003681
Book / Page	000428 / 000745
Instrument Date	Jun 12, 2018
Instrument	3681
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$784.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 GREENHAW RD DECHERD TN 373244121, DECHERD, TN 37324-4121

Mortgage

Document Number	3682
Date	Jun 18, 2018
Book Page	001255/000412
Instrument	3682

Lender

Name	LEGACY MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00 (+7.08%) Additional exemption filed	$60,650 (-) Land $8,300 Building $52,350
2023		$60,650 Land $8,300 Building $52,350
2022	$1,130.00		$296,800 Land $87,400 Building $209,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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