5430 FM 2029, Telephone, TX 75488 Property Records

Fannin County property record for 5430 FM 2029, Telephone, TX 75488

Property Summary

Property Type	Rural Home
Details	1 ba · 1,000 sqft · built 2015
Lot Size	19.8 acres (862,793 sqft)
Owner	2 Individuals on Record
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0631-018-0010-03`

Property Details

APN / Parcel Number

Primary APN	`0631-018-0010-03`
Alternative APN	`111115`

Interior

Full Baths	1 Bath
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Lot Area	862,793 sqft (19.8 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	0631-018-0010-03
Street Address	5430 FM 2029
City	TELEPHONE
State	TX
Zip	75488-4852
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0631 L LLOYD, ACRES 19.807
Legal Subdivision	L LLOYD SURVEY ABSTRACT NO 631
Jurisdiction	FANNIN TX
Township / Civil Division	RAVENNA-TELEPHONE
Census Block Group	1
Census Block	1007
Census Tract	950800

Owner

Source: Fannin County assessment roll, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	5430 FM 2029, TELEPHONE, TX 75488-4852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage LOANDEPOT.COM LLC
May 9, 2018	Deed of Trust, Mortgage · ARM VISION BANK NA
Mar 6, 2018	Warranty Deed, Transfer COREY TITLE COMPANY, COLE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2018
Deed Sale	Mar 6, 2018
Prior Sale	Jun 26, 2008 · Amount on Record
Deed Document Number	20181249
Deed Book / Page	2024 / 176
Prior Transfer Date	Aug 16, 2016
Prior Transfer Doc	1896/0054
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	5430 FM 2029, TELEPHONE, TX 75488-4852
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002348
Date	Apr 30, 2020
Instrument	2020002348

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2045

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	5430 FM 2029, TELEPHONE, TX 75488-4852
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2041/0204
Date	May 9, 2018
Book Page	2041/0204
Instrument	2018-2689

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	May 8, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jun 8, 2023
Min Rate At Change	3.5%
Max Rate At Change	9.5%
Index	Prime Rate
Margin	2
Max Rate	1.25%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Mar 6, 2018
Property Address	5430 FM 2029, TELEPHONE, TX 75488-4852
Document Number	2024/0176
Book / Page	2024 / 0176
Map Reference	VOL 1233 PG 237
Instrument Date	Feb 28, 2018
Instrument	2018-1249
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 W 7TH ST, BONHAM, TX 75418-3509

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Sam Rayburn Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00 (-2.68%)	$472,670 (+277.76%) Land $316,770 Building $155,900	$472,670 (+81.97%) Land $316,770 Building $155,900
2024	$2,953.00 (+71.39%)
2023		$125,125	$259,745 Land $178,495 Building $81,250
2018	$1,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOIS D ARC MUD serves 3,011 people · EPA ID TX0740044
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	300 / 75
Starlink Satellite	280 / 30

May also be available: Zulu Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2029

Nearby Streets

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